List of Banks authorized to open accounts in Jan Dhan Yojana Scheme


Mr. Narendra Modi, the current and 15th Prime Minister of India, on his 1st Independence Day speech i.e. on 15th August 2014, announced a new scheme called Pradhan Mantri Jan Dhan Yojna alias Prime Minister’s People Funding Scheme. This scheme was officially launched on 28th August 2014. The prime purpose of this scheme is that every citizen of India should have easy access to open a saving bank account, thereby providing India financial freedom. The benefits of this scheme such as zero balance account, RuPay debit card, RuPay credit card, easy loan option is outlined keeping the financially backward classes of India in mind. This scheme gives them hope for a better tomorrow.

Jan Dhan account can be opened at all the public sector banks and majority of private sector banks.

Public Sector Banks:

There are 27 public sector banks in India and at all these banks you can open Jan Dhan Yojana Account. Below is the list of banks who are authorized to open accounts in Jan Dhan Yojana scheme

  • Allahabad Bank
  • Andhra Bank
  • Bank Of Baroda (BoB)
  • Bank Of India (BOI)
  • Bank Of Maharashtra
  • Bhartiya Mahila Bank
  • Canara Bank
  • Central Bank Of India
  • Corporation Bank
  • Dena Bank
  • IDBI Bank
  • Indian Bank
  • Oriental Bank of Commerce
  • Punjab National Bank (PNB)
  • Punjab & Sind Bank
  • State Bank of India (SBI) and all it’s 5 affiliated banks – State Bank of Bikaner & Jaipur, State Bank of Hyderabad, State Bank of Mysore, State Bank of Patiala, State Bank of Travancore
  • Syndicate Bank
  • Union Bank of India
  • Vijaya Bank

Private Sector Banks:
Jan Dhan Account can be opened in these banks

  • Axis Bank Ltd.
  • Dhanalaxmi Bank Ltd.
  • Federal Bank Ltd.
  • HDFC Bank Ltd.
  • ICICI Bank Ltd.
  • IndusInd Bank Ltd.
  • ING Vysya Bank Ltd.
  • Karnataka Bank Ltd.
  • Kotak Mahindra Bank Ltd.
  • YES Bank Ltd.

The government has asked these banks to organise special camps on Saturdays from 8 am to 8 pm to promote and to make all individuals aware of opening Jan Dhan Yojana account.

Also Read

  1. Suraksha Bima Yojana
  2. PM Kaushal Vikas Yojana
  3. Gold Monetisation Scheme
  4. Mudra Loan Yojana
  5. Jan Aushadhi Yojana
  6. PM Awas Yojana
  7. Sukanya Samriddhi Yojana

  60 Responses to “List of Banks authorized to open accounts in Jan Dhan Yojana Scheme”

  1. sir i have opened an account in karur vysya bank , would i get benefit from pradhanmantri jhan dhan yojana.

  2. sir by opening this account can i get atm on same day

  3. sir/madam
    when I went to open a PMJDY A/c in state bank of patiala Usha Nagar Branchg Indore near to my house, asst. manager refuse to open my a/c. reason was that they are having specific area chandan nagar & I am living in dravid Nagar so that they can not open my a/c
    is it true that banker can refuse to open a/c under PMJDY ?

    • No this should not be the reason to stop you to open your account. You can ask them to write this reason for you on paper

      • Sir, even i had gone and approached the State bank of India & Syndicate Bank to open the account at Caranzalem, Panaji Branch under the scheme of PMJDY. and they refused to open the account. and the managers behaviour is very as if they are doing a favor on us. Kindly advice.

  4. What r the benefits of PMJDY

  5. Sir me apna A/C Bank Of Baroda me khulbana chahta hoo. lekin Bank Mera A/c nahi khol rahi hai.woh kehte hai ki aap apna A/c Kahi doosri jagah khulbaye waha aapse 50 rupees dene honge aur phir wahi par aapka A/c khol diya jayega. aur phir Bank se aapka koi contact nahi hoga

  6. respected sir /madem
    mere pass Oriental Bank of Commerce bhopal me mp nager sakha me khata hai par we mere khata ko jan dhan yojna se link nhi kar rhe hai jab ki mai apana adhar kard lekar char bar ja chuka hu. we bolte hai ki mai apne adhikari se puch kar bataye ge .kripa kar ke ap log hamari madat kare


  8. sir i want to opened an account in Assam Gramin Vikas Bank, would i get benefit from pradhanmantri jhan dhan yojana

  9. Dear sir,
    i have opened account we are not getting any benfit we are very poor.

  10. dear sir ,

    i have a salary account in icici it possible to open pmdjy account in the same bank

  11. mera pehale se hi sbi me account hai to mai phir other bank me account open kar sakata hu kya !


  13. Sir,

    I have opend PMJDY account in LVB. If I take loan in future. Kindly suggest me in how many installemnts I have to repay the same

  14. sir
    All member of pmjdy while its very good scheme but bank are not supporting i went in SBI ajmer 7959 code branch they sent me a emitra where he saying since last week server is down so cant capture of finger print so i cant open my a/c i think if this will continue till the next five year half of people cant take advantage of pm’s scheme, so please focus on it & help us thanks

  15. Sir,

    I asked to one of the Axis Bank personnel that can I open a New Account under Pradhan Mantri Jan Dhan Yojana for my Mother. He told me that you can open the account but can’t get other benefits, means you need to pay charges for cash deposit, check book and others. Please sir tell me is that true? and can you give me the details that what are the facilities and charges are paid under private sector banks of these types to open an account under Pradhan Mantri Jan Dhan Yojana

    • Hi Anil

      If you need a check book in Axis Bank under Jan Dhan Yojana then you have to maintain the minimum balance criteria of the bank.


    • they cannot refuse to open a Jan Dhan Account. You will have to complain about the bank.

      • Dear pm jan dhan yojana,

        I never seen before such a proactive government service on finger tip. Thanks a lot, it shows glimpses of future prosperity of India.
        Just a query, where can we complaint about Banks which either not ready to open JDY account or doesn’t transfer existing one?

      • you will have to complaint to the customer care of the bank which is not allowing to transfer your account

  17. The Baroda bank is not opening a accunt at 0 bailance for the Jan Dhan Yojna they told me you have to pay the one thousand rupees to open the accunt
    please suggest me what to do

  18. mai allahabad me rahta hu aur aaj mai p & s bank mutthi ganj gaya tha jan dhan yojna ka form lene lekin nahi mila ? bank wale a/c open karne me intarested nahi hai shyad .my no. is 9235665196

  19. how to transfer my old saving account Corporation Bank into jan dhan yojana please tell me

  20. Dear Sir

    I had opened an account with Kerala Gramin bank and resently i saw the list of bank. Kindly advice same account will be elgible

  21. Hi,
    I have a saving account in PNB and I wanted to connect this account with this scheme. Is it possible to connect my saving account with PMJDY?

  22. Respected Sir,
    I have gone to the SBI branch of Tripura to open an pmjandhanyogana a/c. bt they refuse me to open the a/c. and the bank manager rough behave with me. Why do this?? I am not an Citizen of India?

  23. My bank account in IDBI bank can be linked or not with pmjy scheme?

  24. I have recently contact Hdfc and icici for opening an zero balance accounts and they had replied is minimum is 10000 balance@ I think our pm fails in private sector banks

  25. sir ac kitne dino mein open hoga

  26. I had opened an account under p m jandhan yogana @ Uco Bank, But the service of the bank is very poor , can i switch this account (Without Closing) to any other bank like IDBI or SBI


  27. i have a salary account in HDFC it possible to open pmdjy account in the same bank

  28. What is the procedure… as per SMS I reply to same OK but my premimum is not deduct at time …. get me details.

    Netaji Margale

  29. sukanya samridhi yojana account in ICICI bank.

  30. banks r not open my city iam asking some banks canrabank, sbh say to answer manager s telling no our branch plz help online open help acount which site plz

  31. Bank mera khata nahi khol raha

  32. i want open bank account in axis bank,when does once again this yogna will be launch.

  33. Hi Sir,

    Sir I have proceed with the scheme but Can you please tell me that where we deposit our money? In Jan Dhan Main Office or whichever bank in which we have account.

    It is not necessary that the account should belongs to the bank from which reference we are going to open the Jan dhan account.

    Ekta Mhatre

  34. hi sir me apna khata bob me kholna chahta Hu
    proof me kya chalega

  35. dear Sir,

    my need to business loan/personal loan

  36. Sir
    I want to know whether their is any kind of scheme in pmjdy to take loan against the educational marksheet.if yes reply me the procedure of this loan.

  37. I’ve opened tge account in feb 2015 UBI Bank so can i avail the benefits of jan dhan yojna like loan if 5000

  38. माननीय प्रधान मंत्री जी
    जैसा की आपने मुद्रा लोन की सुविधा दी है पर यहाँ मेरा अकाउंट कारपोरेशन बैंक में खुला है मैंने मैनेज़र से ईस विषय में बात की तो उन्होंने कहा की अगर आप 2 लाख की fd हमारे बैंक में करेंगे तभी हम आपको लोन दे सकेंगे पर आप ही बताएं की अगर हमारे पास इतने रुपये होते तो हम लोन क्यों लेते यहाँ मेरा अकाउंट रामदेवी ब्रांच कानपूर नगर में है बृजेश कुमार के नाम से कृपया करके हमें सही रास्ता दिखाए

  39. uco bank loan form under pradhan mantri mudra yojana

  40. I am staying in Gandhi Nagar, Gujarat. I went to HDFC bank Info-city branch to open a account in my wife name, the person is not leaving me to open PMDJY account. But i fight with that person, escalated to customer care regarding this.. after 15 days they opened this account in my Wife name.

    Many banks are not leaving the customers to open this PMDJY Account.

  41. Dear Sir

    I have opened an a/c under “Pradhan-mantri Jan Dhan Yojna” in Bank of Baroda “Mullanpur, Garibdas, Punjab” Branch on 16/12/2014 . Account no awarded to me is 46470100002705.

    When I asked for Over draft facility to the bank manager he told me that you will get this facility from your native place only. So I transferred this a/c to Palwal Branch On 21’ Oct 2015, as I am permanent resident of Distt Palwal, Haryana.

    When I visited Palwal branch of Bank of Baroda The bank manager very rudely behaved with me and denied to give me the over drafting facility.

    I made a complaint through BOB net banking (Complaint no 101103), but they only replied to visit the home branch Manager. I again went to the Branch Manager but he again refused to assist me. He said that “ You had made complaint, now I will see who will do your work”. There is a Madam Mrs Rajesh also who misbehaved me.

    Sir, I belong to a poor farmer family and I require this facility very badly. So you are herein requested to please look into the matter and do to me the required favour.

  42. Dear sir
    Hdfc, ICICI, Axis bank not open the Pmjdy A/c Pls Reply me

  43. Dear sir ,

    I want to open a bank branch for particular PMJDY a/c opening through any bank who have authority to give PMJDY a/c
    to the people in village (village- khota-belwa dist:- gorakhpur state:- u.p. )

    sir please share information for the process

  44. Hi….can I open a account now….what was d last date …..I m salaried ….can I get a credit card on this scheme…


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