RuPay card in Jan Dhan Yojna


The popularity of the PM’s Jan Dhan Yojna can be evaluated from the fact that it has been registered in Guinnees Book of World records. To add more to its benefits, the government has passed a provision of RuPay debit card. It can be seen as an India’s answer to world’s top most transaction processing cards.

The issues related to RuPay card is dealt by National payment cooperation of India. It was designed to have a native and a multilateral system of transaction processing in India. It helps the user and the banks in following way:

RuPay Card Jan Dhan Yojana

  1. Faster processing of transactions: Since all the transactions will be taking place through domestic means within India, the processing will pace up.
  1. Lesser processing fee: Again, since all the transactions will be taking place within India through RuPay, there will be lesser processing fee per transaction that will be beneficial for the banks and the users as well.
  1. Cost:These cards are quite affordable. Thus it allows the card technology and the banking facility to reach remote villages.
  1. Acceptance in ATM’s and other transaction portals: RuPay card is accepted widely in over 1.45 lakhs ATM’s. Over 8.75 lakhs POS terminals allowed its use and over 10000 e-commerce sites use this card.
  1. Customized products and services: Since RuPay card is a domestic card, it offers a variety of benefits to the Indian users. A large range of customized products and services are being offered for the native consumers.
  1. Protection of Indian citizen’s privacy: All the transactions through RuPay card are limited to India only. Thus all the consumer data related to the transactions and transaction history will reside to India only.
  1. No issues about quarterly processing fee: RuPay is issued by a government body that allows various banks to use its services without any extra quarterly processing fee.

Other Important Articles to Refer

  1. Suraksha Bima Yojana
  2. Jeevan Jyoti Bima Yojana
  3. Gold Monetisation Scheme
  4. Mudra Loan Yojana

  18 Responses to “RuPay card in Jan Dhan Yojna”

  1. thanks Dr. Sharma, for all informations.
    I had applied for PMJDY account in SBI, on 20.01.2015, and received passbook from SBI Dhakuria Branch (code 1405) on 06.02.2015. My account no. 34622260336. CIF no. 88140997098.
    *My phone number & email ID is not printed on passbook.
    *Yet I have not given any Rupay card.
    My question is 1) would I get benifits of insurance ? 2) would I get Sms alart on my phone. 3) How to get a Rupay card & pin number.

    Debasis Sengupta.

  2. I want to transfer my account in Jan dhan yojna account… In which bank I need to ask for Rupay card?

  3. In which bank I need to ask for Rupay card?

  4. when i get my rupay card as i have open my account in central bank n not get yet rupay card after 60 days . so i like to know when i get that.

  5. i want my rupay cart atm . How can i find it

  6. I have not received my rupay card yet

  7. i have open my account in IDBI bank , i got the account number , also received the ATM Pin through post , in feb 2015 , but till now i have not received Cheque book , rupay debit card . my question is when will i receive my rupay debit card

  8. I had opend my PMJDY account in Pragathi Krishna Gramin Bank, Kalludi Branch, Gowribidanur. on 26-12-2014. This Bank comes under Canara Bank.and received passbook from PGB Kalludi Branch (IFSC Code: PKGB0010899) My account no. 10899101034040.

    1) Yet I have not given any Rupay card.
    2) How to get my Rupay Card. and what to do
    3) would I get benifits of insurance ?


  9. I had opend my PMJDY account in State Bank Of Patiala,Bathinda, Punjab. on 20-01-2015. and received passbook from State Bank Of Patiala My account no. 65223200866, Name Ajay Singh

    1) Yet I have not given any Rupay card.
    2) How to get my Rupay Card. and what to do
    3) would I get benifits of insurance ?

    Ajay Singh

  10. yes, now I have got the rupay card.

    I have got the LPG subsidy on my account

    but how to get the pin number ……

    Debasis Sengupta

  11. though i have got my rupey card i didnot got my pin so how to get it

  12. sir does illiterate persons are eligible for issuing of RuPay Debit Card under PMJDY scheeme

  13. Dear help team,
    I am Ashish Shaw , im open a bank account in pmjdy scheme , can you tell me how can i am connect my mail ID with this account .

  14. Dear help team
    I have openend my account I have receive passbook &ATM.but I have not got ATM pin.please tell me about it

  15. sir
    rupay card online kam ni karta,dusri company ka atm card bank de ni rhe .
    to mai kya karu ab

  16. Dear help team
    I have opened my account 18 months back. I have received passbook .But I have not got ATM & Pin.please tell me about it

  17. sir, i booked one phone but if there is a chance to come conformation
    message to my phone number but I seen the confirmation screen in booking process

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