The first step towards building a financially strong country is by providing the poor with financial literacy and economic opportunities. The Jan Dhan Yojna aims on doing exactly this by eliminating the different socioeconomic classes in society, promoting equality. Through this scheme, every Indian household can open a bank account free of cost with zero balance giving them a financial identity of their own.
SBI Form for opening account in PM Jan Dhan Yojana in Hindi.
You can download the hindi forms required to open account in SBI for PM Jan Dhan Yojana account. http://www.pmjdy.gov.in/Pdf/Account_Form_Hindi.pdf
SBI Form for opening account in PM Jan Dhan Yojana in English
You can download the English forms required to open account in SBI for PM Jan Dhan Yojana account. http://www.pmjdy.gov.in/Pdf/account_form.pdf
The growth of the Jan Dhan Yojna is nationwide, allowing increased number of loans and investments. It not only gives every Indian a chance to open a bank account but also offers various different profits to people in need. It provides with a direct means of welfare projects being successfully fulfilled by the government and the needy benefiting.
A Jan Dhan Yojna account can be easily established freely from any bank branch. Its availability is not limited to any specific place and is present in all rural and urban areas. The introduction of latest technology has also enabled people to transfer funds and check balance through a normal phone rather than just smart phones. Consequently, mobile banking has seen an increased growth in popularity due to Jan Dhan Yojna, saving people from multiple trips to banks.
Investments are certainly a right of the poor and Jan Dhan Yojna gives them a secure place to deposit their savings in and safely invest. Since the account will be zero-balance, so there is no minimum balance required to keep your account running. Every person with a Jan Dhan Yojna account will receive a life insurance cover of Rs. 30,000 and accidental cover of Rs. 1 lac, adding value to lives. Moreover, six months after opening a bank account, the holder can make use of the overdraft facility of Rs. 5,000 that can be withdrawn.
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