Jan Dhan Yojna Benefits

The Pradhan Mantri Jan Dhan Yojna was started by the new ruling government under the leadership of Prime Minister (Pradhan Mantri), Shri. Narendra Modi. It aims to reduce poverty by way of financial inclusion which enlists among the top priorities of the government. The common man can avail of the Jan Dhan Yojna facility by opening a bank account at any Bank branch or Business Correspondent (Bank Mitra) outlet. The Bank Account will include an overdraft facility of Rs. 5000/-.

Jan Dhan Yojna Benefits

Benefits of Pm Jan DHan Yojana Scheme

  • The Jan Dhan Yojna has many benefits for the common man like a zero balance account along with a debit card facility called the Ru-Pay debit card. This Card will be accepted at all ATM’s for cash withdrawals and at most of the PoS machines for cashless payment for purchases in the country. The Savings account will also not have any withdrawal limits attached.
  • In addition, The Jan Dhan Yojna, will also provide an insurance cover of Rs. 1 lakh. For those applicants who open accounts by January 20, 2015, an insurance cover of Rs. 30,000 will be provided. The Ru-pay Kisan Card, also known as the Kisan Credit Card would also be available for farmers for availing Credit card facilities. On the successful completion of 6 months of opening the Jan Dhan Yojna account, the account holder can avail a loan from the bank not exceeding Rs. 5000/-.
  • Many new technological facilities would be available to all the account holders by the National Payments Corporation of India (NCPI). Under these, the account holder can avail facilities like anytime fund transfer, Balance checking, etc. through the normal phones as well as opposed to the use of only smartphones to date. Mobile banking facilities will also be available through the National Unified USSD Platform (NUUP) for which all the mobile companies and banks have joined hands.

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  1. It is very useful scheme for poor population of total India but sir please involve in this scheme very seriously and update result keep on site
    Thanking you prime minister sir….

  2. Arun Morje, Mahim, Mumbai

    I have opened my Savings account with Bank of Baroada, Chandavarkar Road, Matunga (East) Branch, on 26th August 2014 being Account No.04060100029853 under the said scheme.

    I am going to operating my “PANCREA CEAST” on 7th January 2014 at Phoenix Hospital, Chikuwadi, Kandivali (West). Can I get opportunity of Insurance Policy under this scheme? If yes, what is the procedure for this process? Please intimate.

    Thanks for your scheme Prime Minister SIR.

    • Insurance in Jan Dhan Yojana is not a health insurance. It is a life Insurance. So you wont be able to get the insurance money in this case

  3. lakshmikantabrahma

    Dear sir/madam
    I want to Open A SBI CSP kiosk banking services
    please give me all deatail for SBI kiosk banking
    STATE -AP.
    PIN -532312
    MOILE- 9490800794
    please contact now

  4. I have an account in IOB Bank of JAn Dhan Yojana Account. Now I want to issue a Cheque Book from this bank. But Bank Manager told me that they can not provide a cheque book to me according to the Jan Dhan Account. I want to ask is it True or not Please help me how can I take a cheque book.

  5. Sir, can i transfe my canara bank savings a/c to PMJDY account and avail zero balance facility?

  6. Good for those who does not have any Account no

  7. Dear Sir
    Surat Me State Bank Of India Bamroli Branch Me Mere ATM Card Ka Number Nahi De Rahe Hai 4th Month Opening Acount Muje Password Nahi Mila

  8. Sir,
    My father have opened an account with Punjab national bank with the facility of Jan dhan yojana . my father was expired on 06-06 2015 due to suffering from cancer.
    Can I get life insurance under this scheme.

    Thanks for your scheme prime minister sir.

  9. Kewal Bhatnagar

    I just want to know names of Insurance Cos., both national and foreign, which would be providing accidental insurance cover under the PM Jan Dhan Yojana Scheme.

  10. Nirav ramakadawala

    Respected sir,

    Modi saheb meri mummy ki natural death 20/5/2015 ko hui he to kya mere papa ko kuch milega ???
    Agar milega to kese muje rasta batye please.

    Nirav ramakdawala
    Surat (gujarat)

  11. suresh kumar patal

    i am opeand acont.in Allahabat bank befour 8 month under schem of PMJD yojna so plz.sir i am recuard some mony.in usssing of aggreculture
    so plz define to me in this procedure

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