Mr. Narendra Modi, the current and 15th Prime Minister of India, on his 1st Independence Day speech i.e. on 15th August 2014, announced a new scheme called Pradhan Mantri Jan Dhan Yojna alias Prime Minister’s People Funding Scheme. This scheme was officially launched on 28th August 2014. The prime purpose of this scheme is that every citizen of India should have easy access to open a saving bank account, thereby providing India financial freedom. The benefits of this scheme such as zero balance account, RuPay debit card, RuPay credit card, easy loan option is outlined keeping the financially backward classes of India in mind. This scheme gives them hope for a better tomorrow.
Jan Dhan account can be opened at all the public sector banks and majority of private sector banks.
Public Sector Banks:
There are 27 public sector banks in India and at all these banks you can open Jan Dhan Yojana Account. Below is the list of banks who are authorized to open accounts in Jan Dhan Yojana scheme
- Allahabad Bank
- Andhra Bank
- Bank Of Baroda (BoB)
- Bank Of India (BOI)
- Bank Of Maharashtra
- Bhartiya Mahila Bank
- Canara Bank
- Central Bank Of India
- Corporation Bank
- Dena Bank
- IDBI Bank
- Indian Bank
- Oriental Bank of Commerce
- Punjab National Bank (PNB)
- Punjab & Sind Bank
- State Bank of India (SBI) and all it’s 5 affiliated banks – State Bank of Bikaner & Jaipur, State Bank of Hyderabad, State Bank of Mysore, State Bank of Patiala, State Bank of Travancore
- Syndicate Bank
- Union Bank of India
- Vijaya Bank
Private Sector Banks:
Jan Dhan Account can be opened in these banks
- Axis Bank Ltd.
- Dhanalaxmi Bank Ltd.
- Federal Bank Ltd.
- HDFC Bank Ltd.
- ICICI Bank Ltd.
- IndusInd Bank Ltd.
- ING Vysya Bank Ltd.
- Karnataka Bank Ltd.
- Kotak Mahindra Bank Ltd.
- YES Bank Ltd.
The government has asked these banks to organise special camps on Saturdays from 8 am to 8 pm to promote and to make all individuals aware of opening Jan Dhan Yojana account.
sir i have opened an account in karur vysya bank , would i get benefit from pradhanmantri jhan dhan yojana.
yes sir definitely you get all the PMJDY related benefits but your register one time parent banks
sir by opening this account can i get atm on same day
when I went to open a PMJDY A/c in state bank of patiala Usha Nagar Branchg Indore near to my house, asst. manager refuse to open my a/c. reason was that they are having specific area chandan nagar & I am living in dravid Nagar so that they can not open my a/c
is it true that banker can refuse to open a/c under PMJDY ?
No this should not be the reason to stop you to open your account. You can ask them to write this reason for you on paper
Sir, even i had gone and approached the State bank of India & Syndicate Bank to open the account at Caranzalem, Panaji Branch under the scheme of PMJDY. and they refused to open the account. and the managers behaviour is very as if they are doing a favor on us. Kindly advice.
What r the benefits of PMJDY
Sir me apna A/C Bank Of Baroda me khulbana chahta hoo. lekin Bank Mera A/c nahi khol rahi hai.woh kehte hai ki aap apna A/c Kahi doosri jagah khulbaye waha aapse 50 rupees dene honge aur phir wahi par aapka A/c khol diya jayega. aur phir Bank se aapka koi contact nahi hoga
respected sir /madem
mere pass Oriental Bank of Commerce bhopal me mp nager sakha me khata hai par we mere khata ko jan dhan yojna se link nhi kar rhe hai jab ki mai apana adhar kard lekar char bar ja chuka hu. we bolte hai ki mai apne adhikari se puch kar bataye ge .kripa kar ke ap log hamari madat kare
BEED MAHARASTRA ITHE TAR SBH MONDHA ROAD BRANCH, SBI PERSANAL BANK, JANDHAN ACCOUNT OPEN KARAT NAHIT.
sir i want to opened an account in Assam Gramin Vikas Bank, would i get benefit from pradhanmantri jhan dhan yojana
i have opened account we are not getting any benfit we are very poor.
dear sir ,
i have a salary account in icici bank.is it possible to open pmdjy account in the same bank
yes you can open Jan Dhan Yojana Account in ICICI Bank. Refere this link https://pmjandhanyojana.co.in/list-banks-authorized-open-accounts-jan-dhan-yojana-scheme/
mera pehale se hi sbi me account hai to mai phir other bank me account open kar sakata hu kya !
I M LABOUR AT MUKTSAR FERTILISERS SHOP.I HAD OPEN ACCOUNT IN STATE BANK OF PATIALA NEW GRAIN MARKET MUKTSAR ON FIRST DAY OF JANDHAN YOJNA BUT SAID BANK IS NOT RESPONDING TO ME.
I have opend PMJDY account in LVB. If I take loan in future. Kindly suggest me in how many installemnts I have to repay the same
All member of pmjdy while its very good scheme but bank are not supporting i went in SBI ajmer 7959 code branch they sent me a emitra where he saying since last week server is down so cant capture of finger print so i cant open my a/c i think if this will continue till the next five year half of people cant take advantage of pm’s scheme, so please focus on it & help us thanks
I asked to one of the Axis Bank personnel that can I open a New Account under Pradhan Mantri Jan Dhan Yojana for my Mother. He told me that you can open the account but can’t get other benefits, means you need to pay charges for cash deposit, check book and others. Please sir tell me is that true? and can you give me the details that what are the facilities and charges are paid under private sector banks of these types to open an account under Pradhan Mantri Jan Dhan Yojana
If you need a check book in Axis Bank under Jan Dhan Yojana then you have to maintain the minimum balance criteria of the bank.
MY MOM GOING TO BOB BRANCH THIS DAY, BUT BANKER SAY GOING TO OTHER (SBI) BANK, WHY?
they cannot refuse to open a Jan Dhan Account. You will have to complain about the bank.
Dear pm jan dhan yojana,
I never seen before such a proactive government service on finger tip. Thanks a lot, it shows glimpses of future prosperity of India.
Just a query, where can we complaint about Banks which either not ready to open JDY account or doesn’t transfer existing one?
you will have to complaint to the customer care of the bank which is not allowing to transfer your account
The Baroda bank is not opening a accunt at 0 bailance for the Jan Dhan Yojna they told me you have to pay the one thousand rupees to open the accunt
please suggest me what to do
You will have to make an official complaint about this issue.
mai allahabad me rahta hu aur aaj mai p & s bank mutthi ganj gaya tha jan dhan yojna ka form lene lekin nahi mila ? bank wale a/c open karne me intarested nahi hai shyad .my no. is 9235665196
how to transfer my old saving account Corporation Bank into jan dhan yojana please tell me
I had opened an account with Kerala Gramin bank and resently i saw the list of bank. Kindly advice same account will be elgible
I have a saving account in PNB and I wanted to connect this account with this scheme. Is it possible to connect my saving account with PMJDY?
I have gone to the SBI branch of Tripura to open an pmjandhanyogana a/c. bt they refuse me to open the a/c. and the bank manager rough behave with me. Why do this?? I am not an Citizen of India?
My bank account in IDBI bank can be linked or not with pmjy scheme?
I have recently contact Hdfc and icici for opening an zero balance accounts and they had replied is minimum is 10000 balance@ I think our pm fails in private sector banks
sir ac kitne dino mein open hoga
I had opened an account under p m jandhan yogana @ Uco Bank, But the service of the bank is very poor , can i switch this account (Without Closing) to any other bank like IDBI or SBI
yes you can
i have a salary account in HDFC bank.is it possible to open pmdjy account in the same bank
yes it is.
What is the procedure… as per SMS I reply to same OK but my premimum is not deduct at time …. get me details.
could you please elaborate your question.
sukanya samridhi yojana account in ICICI bank.
yes you can but ICICI may take some more time to open ssa acounts
banks r not open my city iam asking some banks canrabank, sbh say to answer manager s telling no our branch plz help online open help acount which site plz
Bank mera khata nahi khol raha
i want open bank account in axis bank,when does once again this yogna will be launch.
Sir I have proceed with the scheme but Can you please tell me that where we deposit our money? In Jan Dhan Main Office or whichever bank in which we have account.
It is not necessary that the account should belongs to the bank from which reference we are going to open the Jan dhan account.
you have to deposit this money in the bank in which you have opened Jan Dhan Account
hi sir me apna khata bob me kholna chahta Hu
proof me kya chalega
my need to business loan/personal loan
I want to know whether their is any kind of scheme in pmjdy to take loan against the educational marksheet.if yes reply me the procedure of this loan.
I’ve opened tge account in feb 2015 UBI Bank so can i avail the benefits of jan dhan yojna like loan if 5000
माननीय प्रधान मंत्री जी
जैसा की आपने मुद्रा लोन की सुविधा दी है पर यहाँ मेरा अकाउंट कारपोरेशन बैंक में खुला है मैंने मैनेज़र से ईस विषय में बात की तो उन्होंने कहा की अगर आप 2 लाख की fd हमारे बैंक में करेंगे तभी हम आपको लोन दे सकेंगे पर आप ही बताएं की अगर हमारे पास इतने रुपये होते तो हम लोन क्यों लेते यहाँ मेरा अकाउंट रामदेवी ब्रांच कानपूर नगर में है बृजेश कुमार के नाम से कृपया करके हमें सही रास्ता दिखाए
uco bank loan form under pradhan mantri mudra yojana
I am staying in Gandhi Nagar, Gujarat. I went to HDFC bank Info-city branch to open a account in my wife name, the person is not leaving me to open PMDJY account. But i fight with that person, escalated to customer care regarding this.. after 15 days they opened this account in my Wife name.
Many banks are not leaving the customers to open this PMDJY Account.
I have opened an a/c under “Pradhan-mantri Jan Dhan Yojna” in Bank of Baroda “Mullanpur, Garibdas, Punjab” Branch on 16/12/2014 . Account no awarded to me is 46470100002705.
When I asked for Over draft facility to the bank manager he told me that you will get this facility from your native place only. So I transferred this a/c to Palwal Branch On 21’ Oct 2015, as I am permanent resident of Distt Palwal, Haryana.
When I visited Palwal branch of Bank of Baroda The bank manager very rudely behaved with me and denied to give me the over drafting facility.
I made a complaint through BOB net banking (Complaint no 101103), but they only replied to visit the home branch Manager. I again went to the Branch Manager but he again refused to assist me. He said that “ You had made complaint, now I will see who will do your work”. There is a Madam Mrs Rajesh also who misbehaved me.
Sir, I belong to a poor farmer family and I require this facility very badly. So you are herein requested to please look into the matter and do to me the required favour.
you can lock a complaint in RBI against this. Please mention the BOB complaint number in that.
Hdfc, ICICI, Axis bank not open the Pmjdy A/c Pls Reply me
Dear sir ,
I want to open a bank branch for particular PMJDY a/c opening through any bank who have authority to give PMJDY a/c
to the people in village (village- khota-belwa dist:- gorakhpur state:- u.p. )
sir please share information for the process
Hi….can I open a account now….what was d last date …..I m salaried ….can I get a credit card on this scheme…