How To Transfer old accounts under Jan Dhan Yojana

How to transfer old accounts under this Jan Dhan Yojana?

The Prime Minister Office of India’s new initiative of Jan Dhan Yojana is appreciated for its approach to eradicate the economic discrimination prevailing in India by providing opportunity to every Indian to open a bank account with even a zero balance. This venture is the first step taken by the elected Prime Minister in India to bring equality in banking facility to every Indian.

Jan Dhan Yojana account transfer

The banking system which was previously within reach of only the few Indians with a sustainable earning and who can successfully maintain the predetermined bank limit of their savings account; is now open to every individual Indian for its “zero balance” feature. Also to encourage every Indian to open an account, the lucrative features of this scheme include overdraft facilities of up to Rs. 5000 after successful operation of the account after six months from opening.

Also the account holder gets a personal accident insurance cover of Rs.1 lac and Rs. 30000 for life insurance coverage. These features indeed can inspire most account holders to learn how to transfer their old accounts under this Jan Dhan Yojana. However to avoid complexity and account mismanagement, an account holder does not have to re-open a different account under this scheme.

In order to learn how to transfer their old accounts under this Jan Dhan Yojna, the account holder of any bank just needs to issue a RuPay Card to avail the insurance facilities offered under PMJDY scheme. Therefore an already existing account holder does not need to open a separate Jan Dhan Yojna account to avail the insurance benefits.

The benefits to the accountholders don’t just end there though. Similarly the overdraft facilities can be attained with the existing account provided the account has been successfully operated and the account holder has a clean profile on default loan payments

Also Read

  1. PM Kaushal Vikas Yojana
  2. Gold Monetisation Scheme
  3. Mudra Loan Yojana
  4. Jan Aushadhi Yojana

48 thoughts on “How To Transfer old accounts under Jan Dhan Yojana”

  1. sir,

    All the banks are not guiding very well. they are not accepting the pmjdy a/c forms and not transferring in this a/c our old a/cs

    advised me how we go to know the about this application

    Reply
  2. Hi Sir,
    My Old saving A/c ICICI Bank. change in to PMJDY a/c

    All the banks are not guiding very well. they are not accepting the pmjdy a/c forms and not transferring in this a/c our old a/cs

    advised me how we go to know the about this application

    Reply
    • sir,
      myself pavan sir,i had sbi old account sir ,i were went to bank to transfer my old account to pmjdyj sir ,they have just linked my adhar card number to my sbi bank account sir ,they have not issued any rupay card sir ,so sir please tell me how to approach to have rupay card sir,and in banks they have not at all giving a clarity about jandhan yojana scheme sir

      Reply
  3. i have an exiting bank account in sbi, i want to convert it into jandhan account,what are the possible ways? the exiting account is a savings account, which has not been operated for more than a year. what is the possible ways please let me know

    Reply
    • you just have to ask them to get a rupay card for your existing ICICI savings account. But most probably them will refuse to give you so. You may have to complain a bit about them or can ask for a closure of your account just to scare them

      Reply
  4. Dear sir,

    I have an account in ICICI Bank I want transfer my account in PMJDY. Please give guideline what is the procedure.

    Sachin

    Reply
  5. sir,
    I have an account in SBI and RuPay Card, but how i conformed my account is under Jan Dhan Yogana.
    please reply…………

    thanks regards
    Md Afzalul Karim

    Reply
      • sir,
        you mean my RuPay card is a proof of i have an accidental insurance coverage of over Rs. 100000. and i can take loan benefit of up to Rs.5000 from the bank after six months from opening the account. thank you for reply,
        thanks regards
        Md Afzalul Karim

    • sir,
      you mean my RuPay card is a proof of i have an accidental insurance coverage of over Rs. 100000. and i can take loan benefit of up to Rs.5000 from the bank after six months from opening the account. thank you for reply,
      thanks regards
      Md Afzalul Karim

      Reply
    • Hi Naresh,
      Just just ahve to approach your SBI branch and ask them to issue a RuPay card against the existing SBI saving bank account. Once you get a RuPay card your account can avail Jan Dhan Yojana Benefits.
      Thanks

      Reply
  6. Respected sir.
    please send me the rules & Regulation of to transferring my old account to jan dhan yojana account.

    Thanks & Regards,
    sudipto ghosh dastidar.

    Reply
  7. sir i have some workers under my supervision. they went to sbi branch in mumbai, but they refused to open account since all workers come from some villages and work in mumbai.
    cant they open a account in mumbai with valid documents registered on their village address and all..

    Reply
  8. Hi Sir,
    My Old saving A/c canara Bank. change in to PMJDY a/c

    All the banks are not guiding very well. they are not accepting the pmjdy a/c forms and not transferring in this a/c our old a/cs

    advised me how we go to know the about this application

    Reply
  9. Sir,
    My mother is having a savings account in Syndicate Bank , in order to get the LPG Subsedy. Is this account can be transferred to PMJD account ?? and also eligible for related benefits ? Reply soon. . . .. …..?

    Reply
  10. Respected,
    sir / madam,
    Kya mai mera old sbi saving account ko es jandhan yojana account pe transfer kar sakta hu…? plz help me and reply…
    I hope you will guide to me..( your friend mallikarjun banda)

    Reply
  11. sir my sisiter husband having saving account in aajra sahkari bank but he not updated his aadhar card in account few days before in hospital due to heart attack he was dead now my sister can get insurance covrage or not

    Reply
  12. Sir,
    How to transfer my old SBI accounts to Prime Minister Jan Dhan Yojana. Please let me know the plan including the merits and de-merits.

    Reply
  13. canara bank me mera alerdy sb account hai to mai kya pmjdy ko apne sb account me attache kar sakata hu kay

    Reply
  14. Sir,
    Me having my s.b account in Syndicate Bank and my husband is having in Karnataka Bank. So we both want to transfer our accounts under PM JanDhan Yojana Account. What is the procedure?
    Just we have to go ask for the Rupay Card. If they wont give, then what to do? Next.

    Reply
  15. sir mera a/c bank of india me hai aur maine jan dhan yojna me trancefer karne ko bola to bank walo ne direct mana kar diya ….kya kar sir

    Reply
  16. i have account with HDFC BANK, can it convert this under PM Jan Dhan Yojana Account and after converting it work to zero balance or not.

    with regards,
    rajiv

    Reply

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