[Apply] YSR Sunna Vaddi Scheme Pathakam AP 2022

YSR Sunna Vaddi Scheme in Andhra Pradesh (pathakam scheme card) (Zero Interest on Loan) (Eligibility, SHG group, How to apply online,Application Form)

Many women, in the urban and the rural areas in Andhra Pradesh, suffer from abject poverty. The Self-Help Groups help such women to earn their livelihood, by taking part in handicraft or other types of production activities. These women can apply for loan from the banks for the expansion of the occupation activities. However, they may find it rather challenging to pay the credit interests. With the launch of the YSR Sunna Vaddi Scheme, the state government has eliminated this issue. The scheme offers the benefits of zero percent interest on the bank loans. If you want to gather more details about this recently launched scheme, then read this article.

YSR Sunna Vaddi Scheme in Andhra Pradesh

Launch details of the scheme

Name of the scheme

YSR Sunna Vaddi Scheme

Launched in

Andhra Pradesh

Launched by

YS Jagan Mohan Reddy

Date of announcement

February 2020

Date of implementation


Target beneficiaries

Needy women associated with Self-Help Groups

Supervised by

State Government Of Andhra Pradesh

Application process


Key features of the scheme

  1. Development of women – The primary objective of the state government is the pave the path for the development of needy women, via the Self-Help Groups. It will boost the women to get involved in small scale industry, and acquire financial independence.
  2. Better financial status – As the beneficiary will no longer have to worry about the interest payments, she will be able to utilize the money for the betterment of her life.
  3. Growth of Self-Help Groups – The women, associated with the self-help groups need money to continue the activities. With the implementation of this scheme, the members of the SHGs will be encouraged to opt for more funds, and expand the operations.
  4. Zero interest on loans – The beneficiaries of this scheme will no longer have to pay any interest for the loan that they had taken for developing their craft. The state government will make the SHG loans interest free for the applicants.
  5. Implementation on a pan-state basis – The state officials will take the necessary measures to ensure that the scheme is implemented in all parts of the state, i.e. in villages and in the urban regions.

Click Here to Check List of YSR Jagananna Amma Vodi Scheme

Eligibility for the applicants

  1. Must be legal resident of the state – The scheme has been developed and implemented by the Andhra Pradesh government. Thus, every female applicant must be a legal and permanent inhabitant of this state.
  2. Must belong to BPL category – It has been highlighted that the applicant must fall under the BPL category to get the benefits, as promised under this scheme.
  3. Must be associated with SHG – Only those needy women will be permitted to apply for the scheme’s perk, which are associated with a registered Self-Help Group.
  4. Open for urban and rural women – To ensure that a high number of eligible applicants attain the benefit of this program; the state government will implement this scheme in both urban and rural regions simultaneously.
  5. Limitation of loan amount – The Chief Minister has highlighted that only those women will be able to register for the project if the outstanding credit amount does not cross the mark of Rs. 5 lakhs.
  6. Not for NPA loans – If the applicant has taken a loan that falls under the Non-Performing Asset of NPA, then she will not be allowed to attain the perks of this scheme.

Documents necessary for application

  1. Residential documents – If any eligible and interested female, desires to apply for this scheme, she needs to provide proper documents, which shed light on her claims that she is a permanent and legal resident of Andhra Pradesh.
  2. Identification documents – The applicant needs to provide a copy of her Aadhar Card. The document will be used for record keeping and background verification.
  3. Certificate of registered SHG – The applicant must offer a copy of the certificate that ensures that the candidate works with a registered Self-Help Group on a regular basis.
  4. BPL certificate – It is mandatory for the eligible and interested women to submit a copy of the BPL certificate.
  5. Bank loan documents – The applicant needs to offer the photo copies of the bank loan that she has taken, while working with the SHG.

Click Here for apply to YSR Aarogyasri Card

How to get application form and register?

  1. Offline application – As the scheme targets needy women, many eligible applicants