Karnataka Arogya Bhagya Scheme 2020 Universal Health Coverage Card (UHC) (Free Medical Help Yojana) Eligibility Criteria, Hospital list, Smart Card, Services, Online Application Form, Logo, Budget
Keeping in line with all-inclusive health care schemes, offered by the central government, the state government of Karnataka came up with a universal health scheme to provide affordable treatment for all, living in the state. The name of this scheme is Arogya Karnataka and it promises to uplift the overall medical status of the state.
|Name of the scheme||Arogya Karnataka|
|Launched in||February 2018|
|Launch date||June 2018|
|Launched by||H. D. Kumaraswamy|
|Supervised by||Health & Family Welfare Services|
|Targeted towards||Common people of Karnataka|
Key Features of the scheme
- Offering better medical facilities – The main objective of this scheme is to offer health facilities for all. The motto of this Karnataka state government sponsored project is “Health For All.”
- Total number of beneficiaries – It is estimated that the scheme will be able to offer better and free medical assistance to around 1.4 crore legal residents of Karnataka.
- Payment for BPL candidates – Applicants, falling in the BPL or Below Poverty Level category will get free treatment, till they remain within the specified range.
- Payment for APL candidates – All applicants, falling in the APL or Above Poverty Level category will have to pay 70% of the treatment cost, while the state government will pay only 30%.
- Total treatment package for all families – The scheme will offer as much as Rs. 1.5 lakh to meet the medical expenses of each family, during every financial year.
- Additional monetary assistance for treatment – If any member of the family is suffering from serious illness, and requires more money for treatment, the state authority will offer an additional financial assistance of Rs. 50,000.
- Referral to private hospitals – Applicants will not be able to opt for treatment in the private hospitals at first. Only if government specified government hospitals don’t have that treatment facility, they can refer the patient to private medical institutes.
- Estimated budget – It has been estimated that a scheme of this size will require as much as 2000 crore for proper implementation.
- Fee for health card – Applicants need to pay Rs. 10 to get the original health card. In case the person loses the original card, he/she needs to get a duplicate made. For this, he/she will have to shell out Rs. 20.
List of empaneled hospitals
To cater to the needs of so many people, the state needs to get the assistance of as many government and private hospitals as possible. The implementation of this health scheme will take place in phases. During phase I, 10 hospitals have been selected for empanelment. One can get the complete list by clicking on the link http://www.karnataka.gov.in/hfw/kannada/uhcdocuments/Annexure%2010A-%20%20Phase%201%20Hospitals.pdf.
The number of hospitals will be increased considerably during the implementation of this scheme during Phase II. Around 33 new hospitals will be included in the list of empaneled hospitals. Any applicant can check out this list by clicking on the link http://www.karnataka.gov.in/hfw/kannada/uhcdocuments/Annexure%2010B%20-%20Phase%202%20Hospitals.pdf.
Smart Health Card details
The Smart Health Card, also known as the ArKID card will allow beneficiaries to attain necessary treatment in any government or private empaneled hospital. This card will offer details of the patient, and will also enable patients to get free treatment, as per the guidelines highlighted in this scheme draft.
Eligibility for application
- Residents of Karnataka – The only criteria that one has to meet is applicant needs to be a legal resident of the state. Otherwise they will be barred from getting the benefits of this scheme.
- No age bar – Individuals, belonging to all age groups will be able to apply for this scheme.
- No income bar – The development and implementation of this scheme has been done for people who live below the poverty level as well as those above the poverty level.
Documents necessary for application
- Residential documents – As the scheme is only for the people who are legal residents of the state, all interested applicants must bring their residential proof documents.
- ID proofs – It has been mentioned in the scheme draft that all applicants need to carry their Aadhar card to complete the enrollment process.
- Ration card – In case the applicant does not possess his/her Aadhar card, he/she has to provide the ration card. It will not only offer personal details, but will also act as a residence proof.
- PDS card – Last but not the least, applicants need to possess their PDS card as well, to complete the applicant process with ease.
How to get the application form?
The entire enrollment process will be done by trained by medical staff, appointed at each primary health care center or hospital. The entire process will take place online. To register under this scheme, applicants will have to fill in a digitized application, with the help of the enrollment staffs. Every primary health care center, empaneled state run and private hospital will have Arogya Mitra at enrollment counters. They will assist interested people in getting their enrollment done.
How to apply for the scheme?
- As the registration will be done at any primary health care center or selected hospital, all interested candidates will have to reach the nearest center.
- After this, the applicant needs to get to the enrollment center where he/she will be greeted by the Arogya Mitra or the enrollment staff.
- The staff will take the Aadhar card and open a digitized applicant form on the official portal of the Arogya Karnataka scheme.
- Then staff member will type in the Aadhar card number in the form. Then he/she will also attain the biometric details of the person and feed it into the system.
- These details will be used to run some checks. When the identity of the person has been confirmed by the software, then he/she will process to the later steps.
- In case the biometric details don’t match, beneficiaries can opt for other processes to attain identification like OTP generation, QR code scanning and cross-checking with the food department’s database.
- Each applicant will have to sign a form that will be given by the enrollment staff. The form says that beneficiary gives his/her permission to the staff to use personal ID details for registration.
- As soon as all necessary details have been uploaded, the software will run checks to ensure their authenticity.
- At this point, the staff member will take the PDS card from the applicants, feed in the details in the system and check its authenticity as well.
- It will be followed by filling the e-KYC document. This form will contain personal, residential and contact details of the applicant.
- As soon as the staff completed filling this form and saves it in the system, the applicant will become a beneficiary under this scheme.
- If the process has been completed successfully, then the site will generate a unique number for every applicant. It will be their ID number for this scheme. The ID code is called the “ArKID” credential.
- The Arogya Mitra at the counter will then print the details of this unique ID on a card. To get this card, the applicant will have to pay a nominal charge of Rs. 10. From then on, he/she can get the services, specified under the scheme by using this card.
Health services available
The scheme will allow the common people of the state primary, secondary, tertiary as well as emergency health care services. If you are interested in attaining information about all primary services; you can click on the link http://www.karnataka.gov.in/hfw/kannada/uhcdocuments/Annexure%201%20-%20Primary%20Healthcare.pdf.
If you are looking for secondary and tertiary healthcare services, then you must click on the links http://www.karnataka.gov.in/hfw/kannada/uhcdocuments/Annexure%202A%20-%20Normal%20Secondary%20Healthcare%20Final.pdf and http://www.karnataka.gov.in/hfw/kannada/uhcdocuments/Annexure%203%20-%20Tertiary%20Healthcare%20Final.pdf respectively.
Apart from this, the scheme also has the provision for offering complex secondary treatment facilities. To know more about this, applicants need to click on http://www.karnataka.gov.in/hfw/kannada/uhcdocuments/Annexure%202B%20-%20Complex%20Secondary%20Healthcare%20Final.pdf.
Lastly, this scheme also covers a host of emergency treatment facilities as well. The complete list of emergency services can be accessed by clicking on the link http://www.karnataka.gov.in/hfw/kannada/uhcdocuments/Annexure%204%20-%20Emergency%20Healthcare%20Final.pdf.
There are no extra points for guessing that it is a rather elaborate and ambitious that the state government of Karnataka has undertaken. It is hard to predict the outcome of this health betterment scheme, until its advances phases. For the time being, one can only applaud the efforts of the state as it is trying everything in its power to come up with new health related scheme for people of the state.
Linking Beneficiary’s Aadhar Details with Arogya Karnataka Scheme Made Mandatory
The Arogya Karnataka Scheme has already been launched in the state, and reports suggest that 15,648 beneficiaries have already received the benefits of this scheme. But representatives now suspect that many fraudulent applicants may have enrolled as well. Thus, the authority has taken it in its stride to eliminate all such bogus registered candidates. For this, Shivanand Patil made an official announcement, stating that it is mandatory for every Arogya Karnataka Scheme card holder to link their Aadhar details as well. Linking the Aadhar details will ensure that only original and eligible applicants get the perks of this project with ease. The process will start as soon as possible.