Pradhan Mantri Mudra Loan Yojana (PMMY) Details

Mudra Loan | Pradhan Mantri Mudra Loan Bank Yojana (PMMY) Details| Apply, Documents Required, Interest rates, Eligibility, Application Form, Government Business Loan

It has been the strongest endeavor of the Prime Minister Narendra Modi to bank the unbanked population.  He, in all his addresses emphasizes the importance of bringing the unbanked people under the mainstream banking in order to make the neglected section of population self reliant and self dependent. Mudra Bank Loan yojana comes as a vision from the Prime Minister by the slogan, ‘Fund the Unfunded’.  MUDRA means Micro Units Development and Refinance Agency.  This initiative has been started after the success of PM Jan Dhan Yojana.

Population engaged in small businesses always requires micro finance to facilitate their business and day to day business needs.  PM Mudra Bank Yojana would help in facilitating micro credit up to Rs 10 lakh to such small business owners.  PM Mudra Bank already has a corpus of more than Rs 70,000 CR and this amount would help in increasing the overall output and creating newer jobs.

Pradhan Mantri Mudra Loan Yojana (PMMY)

Brief Pradhan Mantri Mudra Loan Yojana in Tabular Format

SNO Parameters Details
1 Scheme Name Pradhan Mantri Mudra Yojana or Modi Loan Scheme
2 Launch Date 8th April 2015
3 Last Date No last date
4 Target Audience Small Business Owners
5 Loan Amount From Rs 50,000 to 10 Lakhs
6 Scheme Stages Shishu (50K), Kishor ( 5 Lakhs), Tarun (Rs 10 Lakhs)
7 Scope of Scheme Across India
8 Launched By PM Narendra Modi

The recovery method under pradhan mantri mudra yojana

Mudra Bank would work on both ends, as per the scheme. It would ensure that proper and adequate credit facility is facilitated to the needy entrepreneurs on one hand, whereas, accurate and efficient recovery method is followed by the banks on the other, to create a justifiable and balanced credit system. You will have to repay the loans taken in a tenure ranging from 5 to 7 years.

The stages and reach of loan under pradhan mantri mudra yojana

There are three main stages of PM Mudra Bank Yojana:

SNO Stages Maximum Amount Details
1 Shishu RS 50 Thousand This stage would cater to entrepreneurs who are either in their primitive stage or require lesser funds in order to get their businesses started.  Under this stage the applicant would be eligible to get up to Rs 50,000 credit.
2 Kishor Rs 5 Lakhs This stage would cater to entrepreneurs who have requirement of funds in the range of Rs 50,000 and Rs 5 lakh.  This section of entrepreneurs would belong to either those who have already started their business and want additional funds to mobile the business or those who simply require this much of money to start up their businesses.
3 Tarun Rs 10 Lakhs If an entrepreneur meets the required eligibility conditions, he/she could apply for a loan up to Rs 10 lakh.  This would be the highest level of amount that an entrepreneur could apply for a start up loan.

What you should know about Pradhan Mantri Mudra Yojana

Apart from what we have already informed about PM Mudra Bank, following are the things that you should know as well:

  1. The Pradhan Mantri Mudra Bank Yojana is said to benefit more than 58 million small business owners in the country. This is one sector under which more than 120 million people are employed and this working population mostly comes from less privileged sections of society.
  2. The majority of small businesses owners in India have always remain outside the ambit of mainstream bank credit. This is just because banks and financial institutions often focus their products and services for the secured business lot, who would repay at higher interest and have their monies secured.  PM Mudra bank yojana would help in getting this trend changed.
  3. Institutional finance has always been relevant to small businesses. However, inadequate corpus and unorganized management of credit facility to small entrepreneurs never really made it reach the need entrepreneurs.  A PM Mudra bank yojana comes with a dream to get the dreams of many young and budding entrepreneurs fulfilled.
  4. Repayment has always been a concern why financial institutions could not provide required finance to small business owners. With this initiative from the PM office, the scheme is said to take care of this part as well and thus help both financial institutions and needy small business owners come on one single platform.

You can Download Mudra application Form

Mudra bank Aplication Form for Shishu

Mudra Loan Yojana Interest Rate

Many people have started inquiring about the Mudra Loan Interest. We have got some clarification on this, interest rate wont be fixed and would depend on the type of your business and the bank. Each bank will have their own criteria.

Government may give some subsidy on the interest but the percentage is still not declared. Details on this could be found more on the official site

We have just heard that corporation bank has offered Mudra Loan at interest rate of 11-12%.

How to apply Mudra Loan

There is no formal or structured way of apply Mudra Loan. You will have to approach all the banks listed in this blog and give them the detailed description of your business. Then will ask to to fill the Mudra form. If you already have a current account in that bank then it will help your application to process quickly. If you need any equipment for your business please carry the invoice for the same. This is a collateral free loan so if you have a good credit history then it would help. Please take the acknowledgement slip with you for reference.

Mudra Loan Yojana in SBI

Government has decided to provide loan under Mudra Yojana through SBI from September 25 2015  onwards. Forms of Shishu,tarun and Kishore have already been launched. Under Shishu scheme you could avail loan upto rs 50,000 only. Seems like the first drive of Mudra Bank Yojana in SBI would attract very basic loan ie upto rs 50 thousand only.



Each Bank has been given the target to give loan under this yojana. It is been estimated that each bank unit should give loan to around 25 business units. This is an average figure and cities with more population will get higher number of loans.


In an event organised FM said that the Mudra Loan Yojana is going to help small entrepreneur and eventually would lift Indian economy. This will directly and indirectly create lakhs of jobs.


Gurgaon business men have untill now received around rs 14 crore loan. Around 1400 people have benefited from this scheme.


Narendra Modi had said that Modi Mudra Loan yojana launched is only for small business and rich people cannot avail it. He is still not happy with the way mudra loan has been disbursed.


Rs 50,000 crore have already been given to small business owners in India. Most of these loans have been given in rural areas.


SBI have launched an initiative and in west Bengal and given Shishu loan to women who owns small Business.  As per the news the number of women given loan is 80.


As per report from The Hindu Newspaper almost 31 thousand have been given loans under this flagship scheme. They also said that most of the small business are not aware about it.


Recently Launched Start up India Stand Up India scheme would be aligned with Mudra yojana. So that Start ups has the access for government aided Loans.


Chhattisgarh Government has claimed to disburse Rs.1800 Crore.


PM Narendra Modi from red fort claimed that around 8 cr people have already availed this government business loan.


Government to focus more on giving loans to starts up using this scheme for self employment generation.  It had been hard for modi government to generate new jobs and this scheme can be their face saver.


President Ramnath Kovind have said in parliament that around 10cr people have been benefited from this scheme until now.


PM Modi in his #MudraKiBaatPMKeSath said that around 6 lakh crore mudra loan have been sanctioned to around 12 crore business in India in last 4 years.


As per latest reports, this scheme has helped as many as 3.49 crore new businesspersons. From the inception of this scheme till today, 12.27 crore credits have been sanctioned under this scheme. Reports suggest that till July 2018, this program offered credit to as many as 61.12 crore recipients.


Pradhan Mnarei Mudra Loan NPA :-  It has been reported that this particular flagship scheme of modi have increased the NPA of banks. Banks are bleeding with NPA and if true this could still harm them and Indian Economy.

Mudra Loan Complaint Office (Helpline, Toll Free, Customer care) Numbers

I have got a lot of people inquiring about the complaint office of Mudra loan Yojana. Please find the toll free number on which you can call and file your complaint. Please provide them detailed information and ask them for the complaint id

Mudra Loan Helpline Numbers

Banks offering Mudra Loan

Sno Mudra Loan Banks Interest Rate
1 State Bank of India (SBI) Not yet Known
2 State Bank of Mysore (SBM) Not yet Known
3 State Bank of Hyderabad (SBH) Not yet Known
4 State Bank of Travancore (SBT) Not yet Known
5 State Bank of Bikaner & Jaipur (SBBJ) Not yet Known
6 State Bank of Patiala (SBP) Not yet Known
7 Vijaya Bank Not yet Known
8 United Bank of India 9.65% to 11.15%
9 Union Bank of India 9.65% to 11.15%
10 UCO Bank Not yet Known
11 Syndicate Bank Not yet Known
12 Punjab & Sind Bank (PSB) Not yet Known
13 Oriental Bank of Commerce (OBC) Not yet Known
14 Indian Overseas Bank (IOB) Not yet Known
15 Corporation Bank 11% to 11.9%
16 Central Bank of India (CBI) Not yet Known
17 Canara Bank Not yet Known
18 Bank of Maharashtra (BOM) 9.7% to 11.7%
19 Bank of India (BOI) Not yet Known
20 Bank of Baroda (BOB) Not yet Known
21 Axis Bank Not yet Known
22 Andhra Bank 9.75% to 11.5%
23 Allahabad Bank 9.7% to 11.7%
23 ICICI Bank Not yet Known

Note: All these interest rate are subject to change without notice from banks

Mudra Loan Card

In essence, on one hand when the card acts as a credit card with a pre-approved loan amount, it also acts as a debit card, allowing ATM withdrawals.

Here is a quick look at how the Mudra Card looks like. This is just the approved design by DFS, Gol:

Mudra Loan Card

The Mudra Card will work with RuPay platform and can be used at PoS or Point of Sales. Thus the card will allow users to:

  • Withdraw cash from ATMs
  • Swipe the card at PoS.
  • Can be used as a credit card to avail the overdraft facility.

As of now, only a few banks have managed to jump onto the bandwagon of Mudra Card and it is expected that more and more banks will be joining in quickly. As of now the following banks have come up with Mudra Card:

SNo Bank Name
1 Corporation Bank
2 Punjab National Bank
3 Allahabad Bank
4 Kotak Mahindra Bank
5 Canara Bank
6 Axis Bank
7 State Bank of India
7 Vijaya Bank

Mudra Bank Loan For Women  SC ST and OBC

Government have clarified that women SC ST and OBC Category would be preferred while giving loans under this scheme.  However there is no reservation as such even the criteria of preference has also been not disclosed. We are waiting to consolidate the data which may prove this. You will have to fill this information while filling Mudra Loan form.

Mudra Loan Eligibility Criteria

This loan is only for small businessmen. There is no exact criteria as such. But one thing is for sure you wont get loan if you have a high turnover. One more thing this loan is not for educational purpose, you cannot get this loan for buying a house. You can get a vehicle loan for buying commercial vehicle but not personal. As such all person above 18 years age can apply for Mudra Loan.

These are the list of business for which Mudra Loan cannot be taken.

Sno Mudra Loan Cannot be taken for
1 Personal Requirement
2 Educational Purpose
3 Buying Personal Car or Bike
4 Rich Businessman

Mudra loan vs Personal loan

Mudra loan Personal loan
This type of loan is an entire government administered and approved scheme. So it is safe and secure form of taking credit. This type of loan is given by both government and private financial institutions.
One must have a genuine business plan for getting Mudra loan. No business plan is needed to get personal loans. Only a justifiable reason is required.
This loan is issued through Mudra credit card with a pre assigned credit limit. There is no such issue of separate credit card.
Repayment tenure is as high as 7 years. Repayment tenure is less.

Other Schemes


  1. mukund d. Surywanshi

    Dear sir i want loan for opening Computer hardware/networking business.
    witch document required for Mudra Loan Yojana.
    plz send sir. thanks

  2. dear sir I want loan for opening the computer institute to educate those villager girl & women those have no approch to take study material and family will also not we supported and I will teach him to orgnise village to village projecter clases to use our vehcle because think.IF YOU CAN CHANGE THE WORLD TEACH TO GIRLS &WOMEN

  3. Hi
    Please provide the information about i want to set up my engineering parts manufacturing unit.
    Please give all details loan process etc.

    • dear sir i was already apply this loan but bank manager say i am not give you that loan because we are only issue your loan for against property sir why


  5. Sir ,
    My self deepu shivhare I want loan for my new business ( shop) & I already has account in sbi but they refused me saying that they can not able to pass this loan .
    Please tell me sir I what to do.
    Deepu shivhare
    Kabrai distt. Mahoba (U.P.) 210424

  6. Dear Sir

    i really need commercial support under this scheme.

    i am already running Idea Sub DSA process but need fund to extends our business.

    Please provide the information where i can apply to mudra loan.

    Please sir

  7. Dear sir,

    thanks for PM of India ,because of Mudra loan scheme.
    I want start small business,I apply loan of 5 lack in state bank of India
    but bank approved only 50,000 / all the documents is corrected,
    but bank not approved 5 lacks.

    what can i do now please advice ???

    Prakash Gawai

  8. Sir
    please tell me the documentation and how to apply the MUDRA yojna .
    I want to start a factory of Paver Block And Flyash Brick.

    Me Mumbai Me Choti Bulding ke upar solar power lagana chata hu.mujhe is bussines se apne desh me power save karne ke liye our jalwayu pariwartan ko rokna hai.

  9. आदरणीय सर
    मेरा नाम सावन वर्मा हे और में मध्यप्रदेश में इंदौर जिले के क्षिप्रा गाव में रहता हु। और इस गाव में मेरी टायर और पंचर की दुकान हे। और मुझे इसे और अछा बनाना हे। और रिपेयर की मशीन
    खरीदना हे। इस लिए मुझे मुद्रण लोन चाहिए। कृपया मुझे मुद्रण लोन दिलवाने की कृपा करे

    प्रार्थी :- सावन वर्मा

  10. Bank of Baroda Bob not helping me to get loan

  11. sir bank vale jo unke purane custmer he unhiko mudra loan de rahe he naye custmer ko mudra loan nahi milta kya……………

  12. Sir i want know the rate of interest of mudra loan.

    • it varies with banks. each bank have different interest rate.

      • Sir,

        I have gone through Andhra bank in Hyderabad regarding the Loan for starting a new business which I wanted to start in my house.
        I have provided the bank with all my detailed project report with all the quotations, capital investment required, all the machinery details and all my ID documents.
        But the reply which I received from the Bank was they have completed the target which they have to do.
        Could you please suggest me what is the way for me to start a business. ?>>?? IF PRime Minister Sir has started some good scheme to help the poor to earn their livelihood, it must be available to all without keeping any limits.
        If you can please help me out, I can start a new business .


    • Dear sir
      Mujhe dairy lagane ke liye kitna loan mil sakta hai interest kitna
      % lagega

  13. Dear Sir

    I am Visited Indian Bank Bhilwara for Mudra Loan but Manager not Interested in this and he clearly says there is no loan for Trading Business now what can i do please help

  14. Dear Sir,
    Please provide the information about i want to set up my Refrigeration & Air Conditioning repairing & maintenance parts.
    Please give all details loan process etc.

  15. Dear sir,

    I want start my business,I apply loan of 5 lack in bank of Maharashtra
    but bank not approve my loan. my all the documents is corrected,
    but bank manager tell me give me mortgage to approve my loan.

    Plz sir give me suggestion.

  16. Shankar Lal saini

    My file rejected s b b j bank loan

  17. pmjandhanyogana :Do you really think Bank is promoting this Mudra Scheme.I dont think so..Even small biz who is having good biz record are not geeting any financial assistance without collaterals.Evn bank nvr entertain biz without collateral..pls explain..

  18. श्रीमानजी ,
    मैं सिरसा (हरियाणा) का रहने वाला हूँ । मेरे नजदीक मे एसबीआई डींग मंडी ,सिरसा (हरियाणा) की शाखा लगती है । मैं मुद्रा लोन के लिए बैंक मैनेजर से मिला था । तो उन्होने मुझे income tex रिटर्न का डोकोमेंट मांगा है जबकि मेरा income टेक्स बनता ही नही है ओर वो कह रहे है के इसके भरे बिना आपका लोन नही हो सकता ओर ये बैंक प्रबंधन लिए बिना किसी का भही लोन नही करेगा । कृपया इस संबंध मैं मुझे अवगत करवाएँ के मेरे लिए ITR भरना जरूरी है या नहीं ।

    • Hi Rajesh,
      If your income is less than taxable income than filing ITR is not mandatory. Thus, You can avail then loan under MUDRA scheme without ITR if your income is less than taxable slab i.e. Rs 250,000/- per annum.

  19. मुद्रा योजना फिर कब शुरू होगी, कृपया इसकी जानकारी दीजिए, और इस के लिए जानकारी कहा से प्राप्त कर सकते हैं

  20. Hello sir.
    Mera furniture ka chota sa kaam hai or mai is kaam ko badhana chata hu mujhe iske liye pardhan mantri mudra loan mil payega kya….
    Thanks regard.
    Vijay sen…..

  21. Sir,
    I want to increse the finance for my small shop.Will you please help me in what I should do?

  22. Pashupalan ke liye loan chahiye pradhanmantry jandhan yojana se milega kya

  23. daljit singh manhas

    Respected ,
    I have started to small business and pl suggest me .I want to take a pmm yojna loan.nearest pnb bank.
    pl advice me.

  24. I submitted my loan application under Mudra yojna to SBI Miller ganj,Ludhian Accompanied With receipts of my latest sales-tax return
    along with Income tax returns receipts for 12-13, 13-13, 13-15. Also
    submitted me inporter exporter code, also submitted my my membership
    of export promotion Council , Also submitted my Adhara card. But Beside
    but beside all this my application is set aside. kindly help please

  25. injamamul hak ansari

    Water plant hai usako aur bada karane Ke liye loan chahiye. Mudra loan Ke that 5lakh ka loan chahiye bank me kaise apply karu

  26. sir mary boilers cock farmar hi muji isko or bara karna hi kaya muji Pradhanmantri Mudra Yojnasy lone melage. advice me sir pls

  27. Hi Sir,

    We have a partnership firm in Mumbai. We are running Job Placement from past 2 years and we are looking forward to expand the business but due to lack of fund we our growth rate is too slow.We have created the 3 years project for the same.

    Kindly suggest how we can apply for this loan because banks are not really interested to provide this loan. They are willing to provide loan on higher interest rate which is around 21% + (Personal Loan).

    Thanks & Regards

  28. Anuradha yanamandra

    please let me know how to apply for mudra loan and eligibility criteria i am running a play school



  29. Sir,
    Mai west Bengal,Barasat- se hoo, yaha kisi v Bank me Mudra Lone nahi dia ja raha hai, mai chota mota Diagnostic Center chalata hoo, agar Lone mill jata to thora help hota.
    Sir, bahut problem me hoo, agar kuch v Direction mil jata to apka jivan var Avari rahunga. – Yours Sincerely Rajesh Sarkar…

  30. dear sir i have alredy sbi csp code 10375675 from last 1&5 year i work so hard in fever of branch of sbi 1252.till date i have opened 2500 & more a/c by me but now i want to expand my bussness by mudra loan so please kindly help & tell me about doc & mail.thanking you

  31. I need help to start new business I have a idia but I don’t have money so sir u will give me loan to start my business

  32. i need help to start new business i want tata ace vehicle for marketing perpose, how to apply, from hyderabad.

  33. sir. me mudra yojna se loan Lena chahta hu mughe is me jankary de our kaya documents is me jankary dene me kirpya kary

  34. dear sir
    mera koi sc certificate nehi hai lekin mera paribar ki kuch member ke pass hai. to wo submit karnese chalega?

  35. Iam start from MEDICALS shop sir I want Pm minister loan 500000.00lakh sir how tow applaie sir

  36. To get 50,000 Loan to start a Car Washing Center at Patna. I tried all national Bank but till date everyone has denied.
    Pl. let me know the process and from which Bank I get the loan at Danapur(Patna)

  37. Dear Sir,
    Pl clarify that
    Is tarun yojna requires the already existing business?
    General criteria for rate of interest?
    At what way the loan amount will be provided to applicant/ borrower.?

  38. Dear sir
    i want loan for installed MANUFACTURE DISPOSAL PAPER CUP MAKING. please support.

    Thanks & Regards

  39. Sir, tamilnadu, madurai.
    Naan oru photo studio thuvanga vendum. Atharku 5 lakhs thevai padukirathu. Enave naan mudrayojana thittathin keel kadan pera virumpukiren. Evaru potrukolvathu. Nandri

  40. Please guide me to get mudra loan form for sbi bank.

  41. Sir ham disposal glass pattal dhona ki mashine lagana chahata hu kya pm yojna se loan milega barojgar hu rojgarr miljayega to achha hoga please give me responce thanks

  42. Lata Arvind Deshmukh

    I have already manufacturing plant ,at Akola,in small scale industry,I want loan for expanding Business of Rs 10 lakhs,can I get it early,being a women of OBC catogery

  43. I had recently shifted in Aligarh from Muzaffar Nagar for better education. I would like to take a Mudra loan of Rs 2,00,000(two lak only) for my Tent House Business ,already exist and want to set it in Aligarh.I want to expand my business to earn extra money for the education of my children studied in AMU Aligarh.What should I do for the same. Plz reply soon. Thanks.

  44. I urgently need a fund to support my pathology business which is running at very slow speed please guide me how to avail such loan under mudra scheme I submitted my loan application under PM Mudra yojna to SBI balrampur
    Digital Patholabs center
    Anuj gupta

  45. Dear sir,

    I want to ask about pm mudra yojna .how much time loan process after completed document .what is maximum age limit . can I applied in Aligarh district UP .recent pls tell me.

  46. sir, i am opening a small business like a stock market sub-broker ship. i need a lone for start it. please reply me as soon as possible.

  47. Respected sir,

    Myself Rakesh yadav from deoria district I want to know one thing that can I get loan to open one school upto middle if I then please suggest me how me will wait for your reply

    • i am not sure about this, opening school may require a large capital but banks are approving only shishu loans as of now.

  48. smt, Chanchal Agrawal

    How can I apply to mudra yojna of syndicat bank mathura(satoha)281001

  49. Dear Sir
    I have approached today to SBI MIDC chinchwad,Pune branch but they have informed me to come after April

    Why most of bank not taking responsibility for it.

  50. Dear sir,

    I have requirement of 10 lakhs loan for paper cup machine and i have submitted the project report in IOB,
    am waiting for the loan approval, when can i expect loan

  51. Sir , I want to start a small cloth shop so I wanted at least Two lacks

  52. Plz tellme how to apply pm mrudra loan i want to take loan. 5Lac only

  53. Sir,
    I want mundra loan Rs 500,000 in order to expand my proprietorship business pls help…….,i dont have capital.
    bank not supported for mudra loan

    • how many banks have you contacted?

    • Dear sir

      I started new firm I need loan for machinery it is proprietorship firm, I have 50%amount in hand
      Please guide me for further process
      In bank loan mudra.

      I’m from Hydreabad Telangana


  54. Currently my wife is not working, she wants to start her own business as a online seller with flipkart and snapdeal etc. Is She illegible to take mudra loan? She need around 50,000 to start this kind of business.

    • every adult India citizen is eligible for Mudra Loan. So the answer of your question is yes your wife is eligible.

  55. Sir,
    Is this mudra loan is still available. 7th January 2016 ?.
    How long is the processing time ?

  56. please help me to get the loan form the bank. so that i can start my photo studio work.

  57. sir bank of baroda samarthnagar aurangabad Maharashtra branch is not interested in to mudra loan scheme

  58. dear sir,

    i want to go for stationory business but i dont have investment so plz help me & suggest me in mudra yojan i hope for ur suggession

  59. sir
    I’m a small business man deal in beetle nut processing.I’m doing it since two years.But due to insufficient funds I can’t work properly.thus I want to take Pm s mudra loan for 3 4 years.I went to the nearest branch of UCO bank but the bank officials told me that the sceme has been stopped.
    I’ll be pleased if you provide me the proper information regarding the documentation and its availability in Assam.
    thank you

  60. Dear Sir,

    This is really very helpful if it is working.

    I tried many times to get small business loan from banks but all time banks says that there is not policy to small business loan from government.

    I hope this time i will ask bank with this circular.

    Kindly guide me that there is security required to apply loan. Because i have noting to mortgage.

  61. I have fill the form of shishu mudra yojna regarding loan of 50000 the loan is on the name of my daughter karishma from her bank, bank of baroda pusa road delhi,,worst experience of trying to have a loan from bank,,after one month they said she is not eligible,,MR MODI JI with due respect i want to say that there is no response from bank they treated us like we are beggers Mr sanjay patel ( loan officer) says that loan ki date khatam ho gayi hai,,even he dont want to do any thing for this loan ,,,after one month the Manager Mr Jhamb of bank of baroda pusa road call us and ask my daughter some particulars and tell Mr Sanjay patel to give us loan but Mr sanjay patel says ki apko 25000 tak milega aap eligible nahi hai,,,,and after one week he says that ki nahi hoga kuch bhi karlo,,,,RESPECTED SIR PLEASE STOP SAYING KI ACCHE DIN ANE WALE HAIN

  62. Sir, my uncle is a auto driver using a hired vehicle. he wants his own new auto rickshaw for commercial purpose, as he has no enough capital he wants to apply for shishu. is he eligible?

  63. Dear sir, I have the best business proposal. But i don’t have the money to start the business. I m a graduated, and have PAN card. Can Indian govt grant me a loan?

  64. we are running a provisional store in rural area..whether we are eligible for mudra and what type of security needed

  65. rakesh kuamar sahu

    Sir please suggest for the documentation required for and how to apply PM MUDRA YOJANA

    • please read the article to get this information

      • Res Sir/Mam,
        I am from Darjeeling now I have own small business of Studio. Now I am thinking to make it big. so I need more money for that what I have to do for loan (Mudra Yojana)

  66. Dear Sir ,

    How Can I Get Pradhan Mantri Mudra Loan for my Own Business ..

    and what is the interest rate of returning .

    • please contact banks near your area. If you have a long association with any particular bank then it will help. Rate of interest depends on each bank.

  67. sir I want this loan. I am framer son and I am very poor man. and I am started my business so I want this loan plz help me…..

  68. we want to loan we are starting new business in food product so please give me some information

  69. Dear sir
    MY name is leela shankar i have well lathi manchines business place give me mudra loans sir

  70. This scheme applicable for only minor catogery this is not ture this applied for all catogery its my opinion

  71. Dear sir
    I am want to open computer institute in my village ,so a have connect to SBI bank,hdfc bank and pnb bank for pradhan mantri mudra loan don’t have my help in any bank please help me.

  72. sir i have applied mudra loan in sep from sbi chiragora dhanbad amount 5.40 lacs my bussiness add is below branch my bussiness is cyber xerox and stationary but from sep to till date only told branch manager wait wait

  73. Sir .
    I am a driver .I would like to buy a taxi car under this mudra scheme. I am living in a rental house .because I have no land as my property .can I apply for loan. Can I get loan? Please give me a reply

  74. nitin prakash sharma


  75. I wanted to start a small business in my home town. I am enquired about mudra loan in Federal Bank and Kerala gramin bank in my home town Harippad in Kerala. But the manager of the Federal bank told me that their head office gave them instructions that above 25,000 the loan issued on the basis of collateral security, and the grameen bank manager told me that above 50000 the loan issued on the basis of collateral security. but I am here that there is no collateral security for mudra loan up to 10 lakh. Why i get mudra loan . Please help me

  76. My business is of videoshooting and photography and i have current account but with very low transaction, i need kishor loan to buy a professional camera..would i m eligible for this loan.

  77. Sir i need a loan of rs 50000 to start a trading business of fmcg products but sir when ever igo to any bank they sau that either
    the sceme is over or the bank had not started the scheme yet. One the bank says that let the phase 2 start. Sir with due respect i adk the date on which the phase 2 of this scheme would start and if not then why the banks not helping actualy people in meed rather help people of their own choice or who can give them some benefits.



  79. Dear,
    Sir, I have start new busines wire manufacturing projects.
    Plz you tell me correct information about mudra loan.I hope you tell me good information.

  80. krupasindhu mallick

    I want to start new business in bhubaneswar, i enquired in pnb bank saheed nagar,bhubaneswar branch on 14th jan 2016.They said that the mudra scheme has already closed.

  81. i am a propritor a small shop (Name:Shukla mobile shop) in hardoi. I need mudra loan for business develop.How can i need mudra loan. Pleas sis advised me plz.

  82. dear,
    sir last two months (December to January) i am every weakly one day to going a nears Bank ok India and i talking a bank members PM mudra Yojna he say to this Yojna is close …
    my business is very small and i have no more money to purchase a new machine so please help me..

  83. Respected sir I want loan rs.500000 I started hf cows milk product centre

  84. Respected sir
    I want loan for some personal use
    Plz sir guide me
    Bankers are not guided me correctly

  85. Sir I wanna start a business….on food items…..can pmmy help me

  86. sir,
    myself & my husband both wants to open a mobile recharge, mobile parts shop , we do not have any source of income yet now…
    we both don’t have jan dhan yojana account. but we really need these loan…please help us to open these shop..
    reply us please help us.


  88. respected sir,
    my father want to buy a vehicle for commercial purpose. sir we belong to a B.P.L family and want loan to
    buisness. Sir please will you kindly tell us about the loan easily
    repayment and how fast we can get the loan??????????

    • have you contacted any bank? they will help you with this.

      • sir I want to know the procedure for the loan. If I apply for loan so when it will be sanctioned and how fast i get the loan………………..???????????????

      • it depends on bank.

      • sir I talk with OBC they denied to provide loan for a commercial vehicle they said if you want personal loan then we can allow.
        And SBI allow only a loan of 2 lakhs which is not sufficient for us they said, “we can provide loan more then 2 lakhs if you are paying income tax”.
        sir help me…………………………..

  89. Dear sir
    I have been started my jwellery shop since 8 years.But always facing finacial investment I woud be very thankful if I get loan upto 10 lakh to enhance my business.
    Please give me information about :
    How I get this loan from mudra scheme.

    Regards: ranjeet ningule

  90. Dear sir.
    I have 5 years experience in hotel work.
    I want to open hotel. Its my dream. I have all documents sir. Shall I possible to get mudra loan sir.

  91. sir we are running fast food in mysore and now we want to make own hotel or for rent so pls tell how to take financial help from mudra scheme

  92. Sir,
    I want to start taxi service,sir i am eligible for this loan to buy taxi cars.

  93. Dear Concerned,
    I want to start my own business (Computer Institute & Stationary Shop). The approximately expenditure will be Rs. 3 lacs. Can I get the loan for this amount under MUDRA YOJNA? Please let me know.

    I am waiting for your valuable reply.

    Thanking You.

  94. lalit govind jadhav

    Hello sir

    i need loan for expand my business and help for Jobless Person

    how to apply sir ?

    Thank You Very Much Modi Sir

  95. sir
    I have a small business.I’m doing it since five years.But due to insufficient funds I can’t work properly and close it from last year. thus I want to take help from Pm s mudra loan about 8000000 for purchase a new machine or 400000 for purchase an old machine. I also a current account in union bank of india but transactions is not more. Can we get pmmy loan for an old machine purchasing.
    I’ll be pleased if you provide me the proper information regarding the documentation and its availability for me.

  96. Is HDFC bank offerings MUDRA Loan in Maharashtra Region..?


    Vivek N.

  97. dear sir ,
    when will the 3rd stage of mudra yojana will be launch???

  98. Kaberi Dutta Baruah

    Sir, I got all the answers of my questions from articles .. so… thank you …

  99. sanjay kumar sahoo

    Sir I have account in SBI & Canara Bank. I want to start a new business . So I want this loan . What should I do

  100. Ashish Kumar Tiwari

    Respect sir
    I m ashish tiwari staying in puna maharashtra
    My business is camera vendor & take order of all type shooting. I have maximum paper itr 3 year. Bank passbook. 5 year old .aadhar. card of this place but I have only one camera I want purchase one more camera .please try to help me..but my home is on rental that’s it. .

  101. Dear Sir(s),
    please ensure me the what is rate of interest calculated by the United Bank of India under Shishu loan of Rs. 50,000/- & also ensure me that any process fees required if the UBI sanctioned Shishu loan.

  102. D/S,
    I had applied for mudra loan for amounting of Rs.94,000/- at Bank of India for floar mill purpose and all required documents are submitted, as per requirement of Bank manager and expenses incurred approx of Rs.6000-7000 for clear all documents, but after complete all procedure Bank manager refused / reject the same.
    The Bank Manager directly said , i cant given mudra loan to you. kindly give your suggestions on this matter please.
    Can i lodge complaint against Bank Manager and Where to lodge the complaint? kindly provide the details please.

    Thanks & Regards,

    • Of course you must lodge a FIR against fraud cases like this.

      Under Mudra Yojna bank cannot charge to clear your loan, although they may ask you to deposit 5000 INR to open a fresh current account in their branch.


  103. can we apply Mudra loan for agricultural purpose?

  104. Dear Sir,

    Can I get Shishu MUDRA loan for continue my Share Market Trading.

    Kindly reply.

  105. Dear Sir,

    I have visited over ICICI Bank for inquiry about SHISHU MUDRA LOAN, Branch manager has replied you have to provide ID proof, address proof and passport size photo and Your business proposal duly signed by any Charted Accounts,I want to start a business, but why should I provide CA signed proposal, even i do not have any exiting business, How can CA signature in my proposal without any proof. kindly suggest.

  106. Dear,Sir/mam
    I am a small trader , I have a small trading shop , i have just sell my house and bought land in my city,now i live in rented house .so can i get mudra loan for my buisness.
    I have all required audit papers
    please sir /mam sujjest me .

  107. Hello sir, we want to establish a primary school at rural area with an intention to provide good quality education to the poor people with out profit. Can we apply for mudra loan and whether. We are eligible or not? Kindly give your reply.

  108. i want to start my own food business…can i avail the loan for the same????

  109. I want to start my own business (photography & digital printing). The approximately expenditure will be Rs. 14 lacs(I want to purchase digital printing machine) Can I get the loan for this amount under MUDRA YOJNA. Please let me know.

  110. Shashi Prabha Kumari

    Dear Sir’s


    I “Shashi Prabha Kumari” am want to start my own business in branded restaurant like franchisee with facility like – fast food, light food, breakfast, lunch & deaner. All are under one roof. I discuss with some popular restaurant business company and some are ready to give us franchisee.

    Total approx budget are approx 12,00,000 for open this restaurant business including – franchisee fee, restaurant accessories, interior, infrastructure, electricity, food item, billing machine, software, advertising etc. etc.

    Loan amount required approx. 10,00,000.

    So, please help us in this regard and suggest bank branch for our region: Bihar Sharif, Nalanda, Bihar – 803101 (India).

    Thanking you,


    Shashi Prabha Kumari.

  111. Sir my name Sudarshan Verma how get mudra loan for handloom shop because last 2years running I am decided to upgrade my shop so mudra loan scheme help full me I am belong middle class famliy

  112. dear sir
    I want to purchase cows&buffalo to start the milk business in Karnataka can i get 500000 loan mudra yojna.

  113. i have doing tea distribution in kottayam,kerala.i have contacted my near corporation bank for mudra manager told that corporation bank give only for manufacturing unit not for trade.kindly clarify .

  114. January 8, 2016 at 6:33 am
    I have fill the form of shishu mudra yojna regarding loan of 50000 the loan is on the name of my daughter karishma from her bank, bank of baroda pusa road delhi,,worst experience of trying to have a loan from bank,,after one month they said she is not eligible,,MR MODI JI with due respect i want to say that there is no response from bank they treated us like we are beggers Mr sanjay patel ( loan officer) says that loan ki date khatam ho gayi hai,,even he dont want to do any thing for this loan ,,,after one month the Manager Mr Jhamb of bank of baroda pusa road call us and ask my daughter some particulars and tell Mr Sanjay patel to give us loan but Mr sanjay patel says ki apko 25000 tak milega aap eligible nahi hai,,,,and after one week he says that ki nahi hoga kuch bhi karlo,,,,RESPECTED SIR PLEASE STOP SAYING KI ACCHE DIN ANE WALE HAIN

    • Dear Neetu,

      We all hear that Banks are agrressively disbursing loan under PM Mudra Yojna & all banks are trying hard to make the scheme seccessful, But I am sorry to say that general public is not getting any benefits under this scheme. I personally know unlimited number of small business persons & Businesswomen who have approached different banks for loan under MUDRA, but failed to get a single person who has finally got any loan.

      I don’t know if there is lack of commitment from Govt side or on Bank’s part But ultimately the needy small business persons are not getting any benefits, that”s for sure.

      Lets hope that The Govt takes some strict measures to adress the problem


      Rajesh Kumar

  115. Sir
    I belong to sc .Currently I am running a tea shop in my own shop Now I want to incress my shop by adding kriyanna goods but due to lack of money I listened about this yojana Now I want to get benefit of this but I have no more information about this plz fwd me all about this


  117. sir, your toll free number is not working. what if bank refuse to entertain Mudra applications ?

  118. Sir i am interior designer,so want to start self designing & products manufacturing because i have need laptop & machine ,please give me mudra loan

  119. Hello sir,

    I wanted to start a catering business so i want to apply for loan but is compulsory that we having own property?

  120. Dear sir i want loan for opening Net cafe and Software courses institute …so please tell me
    which document are required for Mudra Loan Yojana.

  121. Hai Sir am looking for PMMY for my Existing poultry Business and am also ready to submit IT Returns but Bank manager is asking me to pledge the NA Property is that really required???? Plz do Reply and please tell what all documents required for PMMY.

    Best Regards..

    Awaiting for your Reply.!

  122. Dear sir me i want to take mudra loan for my home, can i get it?

  123. Is it necessary to show income tax return in this yojana

  124. srikanth rajagopalan

    Iam running a patient rehabilitation centre for post operative surgery cases on a small scale. I would like to further expand my area of operation to different parts of the city and need financial help under your scheme. This is basically targetted for post operative patients who cannot afford to bear the accomodation costs etc in hospitals. Can i get any help in this regard?

  125. I want to start female fashion bag
    manufacturing business, so I come
    under shishu scheme, and shishu
    provide just 50,000/-, how can I
    start manufacturing business with
    just 50k ?? is there any other way ??
    give reply

  126. Hi,

    Me and my spouse thought and plan to start a company, as per thought we designed and ready with the application, which it helps small to big companies.

    But here we don’t have any financial back ground, we don’t have any property. Just we have IDEAS to implement and make unemployed persons to employed.

    Honestly i am telling here we have only ID proof & Address proof and earlier work experience documents. That’s it.

    Is there any person or company or banks to help us, please reach me on or phone: 9133266765


    Dear Concerned,
    I want to start my own business (Computer Institute & Stationary Shop). The approximately expenditure will be Rs. 5 lacs. Can I get the loan for this amount under MUDRA YOJNA? Please let me know.

    I am waiting for your valuable reply.

    Thanking You.

  128. Dear sir i want loan for opening Computer chip-label hardware repairing shop.
    which document are required for Mudra Loan Yojana.

  129. Sir, I’m working in govt. office as contractual staff. Salary is not enough for my family. I want to buy a battery operated TOTO and want to plying from station to Market rout at daily off time. Will I get the SISHU Loan.

  130. Hi,

    I don’t have current account, but if i open current now so should i eligible for the loan

  131. i am living in tuticorin, india. i need open to four wheeler alignment company, i need loan – Tarun Rs 10 Lakhs., pls. advice , WHAT I HAVE TO DO FOR LOAN MUDRA YOJANA, pls. advice

  132. Hi sir I need loan my LED lights Bussiness regarding.

  133. sir, greetings of the day.
    i stay in a small town called dahanu which is in palghar district and i want to have my own business related to food industry in surat as surat is much more profit making and they have good customers also, so is it possible ???

  134. Dear sir
    I want to take lone under pmny for my business . for fabrics manufacturing because my business all ready being start but thise time I have been very deep trouble and I have need son mony for my business can I take lon under those section

  135. I have already taken shishu loan. How can i apply for Tarun loan now?

  136. I live in Gujarat Ahmedabad mare glass diesn mate 10laks rupees jarrur ch

  137. sir i have run stationary store now. i want improve my business more so i want money to develop my store. i thought ur mudra lone s so usefull to me. i don’t what can i do to get this lone. please inform to me.

  138. Dear sir i need of loan 50000 for education perpose but i don’t know how to get money so i want you to tell rull for loan
    thank you

  139. Process of mudra loan …Meet to some Bank Manager He/ She Says Mudra loan is Closed. Its Right.

  140. Sir/Mem
    i am handicapped person

    please suggest for the documentation required for and how to apply PM MUDRA YOJANA

    Raju kumar

  141. I have a milk business sir. I want Mudra KISHORE LOAN.Please give how to proceed and which documents required.

  142. Sir i have trader company,& all papers for loan procedure, recently i had sold my house, not get possesion yet for my new house ,i am currently rented ,so i can get mudra loan ? I have gurantor too plz reply

  143. hi sir i am law graduate and also carry on my orchard buissness which is tax free . and Sir right now I want to grow in that buissnes so that purpus I need 10 lakh rupee under this yojna . sir I am 28 yers old . and sir whether I can eligible fr taking this loan ….. whether I Need to show the documents of my property as well as my orchard property plz guide me sir thanks sir .with regard Rohit shimla


    श्रीमान् जी मेरा नाम मिथिलेश बरनवाल s/o अशोक कुमार बरनवाल मै ग्राम- पाण्डेय पट्टी,पोस्ट- इमलो,थाना- ज़फराबाद,तहसील- सदर,जिला- जौनपुर का निवासी हूँ /
    बतौर आप के प्रधानमंत्री मुद्रा लोन हर वह व्यक्ति ले सकता जो अपना खुद का व्यवसाय करना चाहता है / वो भी बिना किसी गारंटी के ऋण ले सकता है मगर हमारे यहाँ के स्थानीय राष्ट्रीयकृत बैंको की आनाकानी की वजह से आपकी यह योजना दम तोड़ रही है/
    स्टेट बैंक ऑफ़ इण्डिया में कहते है की टारगेट पूरा हो गया है / कशीगोमती बैंक में दुकान का लाइसेंस लाओ और दो ग्रीन कार्ड होल्डर की गारन्टी चाहिए यूनियन बैंक ऑफ़ इंडिया में कहते है की इस तरह की कोई योजना नहीं है |
    इस विषय में हम आपसे अनुरोध करते है की हमारा उचित मार्गदर्शन करे जिससे आपका स्टार्टअप इण्डिया का सपना पूरा हो और हमारे सपने को भी बल मिले|

  145. sir,
    i need to know about housing loans from mudra bank. If housing loans are in there means i want to know how much amount will be give to make a house?

    surya krishnan.r

  146. hello sir,

    i m amar chaurasia and i m looking good support from mudra to start a bussines….so help me out regards the same

  147. Dear Sir, My name is Pawan Rajak and I am the residency of North East and newly reside at Guwahati and I am mature to understand about busineas, I have no other job I just newly want to start my own business plzz I need help how to start and what I have to do in order to apply such loan as said above.

  148. I am Dibakar Saha.from-Malda,State-westbengal,I have all documents to get the under(PMMY) tarun loan but bank does not corporate with me for get the loan bcoz one bank staff is my friend and he have ego problem with me so please help .
    Dibakar Saha,

  149. dear sir I want loan for opening the computer institute to educate those villager girl & women those have no approch to take study material and family will also not we supported and I will teach him to orgnise village to village projecter clases to use our vehcle because think.

  150. Dear Sir, Regarding Pradhan Mantri Mudra yojana loan in Kannada, the advertisement appearing in KANNADA Language in Karnataka State broadcast by Akashavani Radio is not pronouncing the word “LOAN” as “SAALA” ( in Kannada) Kindly translate in Kannada language so that the purpose will be fruitful

  151. we are 2 people(1 is student and other is working man in private company) want to start a mess (restaurants) in public place near by colleges.
    we are sure about the success of a business but we don”t have any collateral security.
    will it possible for us to get loan under Mudra Yojana bank . and how much we can get it ?

    please let me know ASAP.

    • since you guys do not have any business history. So you will have to make a strong presentation about your business in the bank. Loan amount will depend upon your conviction.

  152. which bank is provided this loan right now? and it’s eligibility for a new business? pls reply

  153. siraj uddin mandal

    I requested to that i have own business of medicine but this shop is rent so i want to this lone
    And i hope 10 lac and buy a own shop

  154. Sir,
    I am from Indore(M.P). Presently I am designing small green houses at homes to promote my clients to get chemical free organic vegetables at home. Now I want to expend my business. Can I get pmmy loan for my business ? I asked for pmry loan at laghu udyog vibhag Indore but they said there is category listed that type of business. Please assist me. Thanks

  155. Sir I want to take a mudra loan for water ro plant and I am regular customers of pnb but I have a problem one day I went to pnb and asked questions to bank manager then he said property paper is compulsory for 10 lakh mudra loan so plz reply sir what I do I am very worried about my career so please provide some information thank you

    • Hi Azaz,

      Banks are the best judge for giving you a loan. You should have some kind of business credentials while taking a 10 lakh loan. You should have a good credit history plus your current account should have some good transactions.

  156. I want to start my own business cosmetic wallsel. The approximately expenditure will be Rs. 5 lacs(I want to purchase herbal cosmetic products) Can I get the loan for this amount under MUDRA YOJNA. Please let me know

  157. Sir, I applied for mudra shishu loan in sbi in oct 2015 till date not getting proper reply. I am handling my dress material business from my home. I need 50000 loan for this business. I want to know that shop act licence is compulsory for home based loan?

  158. I have applied for Mudra Loan in Indian Overseas Bank (IOB) Bhingar Dist: Ahmednagar, State:Maharashtra. For Rs. 50000/- and the file was rejected by Bank Manager. While I have submitted all the documents which said by him and also spend Rs. 3000/- for collection of documents and project report. Now Bank Manager said to give Rs.15000/-. then I will clear the loan file of Rs.50000/-.
    Please tell me what can I do.
    Please Help me……..

  159. Sir,
    I am from Kokrajhar, Assam
    I am Completed my Graduation & I m belongs to SC category & my age is 22 years. I want to open a Cloth Shop & Need minimum 5 Lacks…Can I eligible for Kishor ??? Please Help Sir

  160. Sir kindly provide me which type of documents need for take this loan . Sir i want started to my bussines in few days ….

  161. Dear sir

    I Want to start Pig Farming business .please suggest could i will get loan for this from PMMY scheme.

  162. hello sir i am software developer and i want to open my own business in software field can i apply .. ?
    and i creates social networking site which is very different social site .. and i want to launch.

  163. MY name is Vinay kumar i have well dish cable business place give me mudra loans sir.

  164. dear sir,
    i want mudra loan to start my new business bank say we have given mudra loan only those person who already start and running there business only for 50000. please guide me where i can get loan

  165. Hello Sir,

    Kindly help me for below question:

    1. I do not have any business, I am in job right now but I want to open a business can I take Loan under MUDRA yojna ?

    2. Is this scheme only for running business ? or any one who want to open business can apply?

    Please clear my doubt.

    Thanks you so much for this article.


  166. Dear Sir
    Your One toll free number is wrong 1800110001, other one are not reply properly
    how to get co-ordinate with required persons.
    No one are reply for all procedure and answering

    thanking u

  167. Hello Sir,

    This is Anil Singnath, I have small Advertising Company, I have same machinery purchase requirement..
    I have working for 2 Year in this field. Please guide me… how to apply inquiry…


  168. hi,

    I am working in sales department of a startup organisation and wants to start my own Bakery Shop in Delhi and i have also complete project report. My concern is in this scheme can i get the loan or not. If yes then whats is the process?

  169. Sir, actually I wants to start one small business regarding health products and bag shop and candle and juice.
    I have account in SBI bank.
    Can I get loan sir

  170. all the documents are mentioned in this article


      But the bank managers are telling something different . Then you should take steps. If any Bank manager asks the papaer which is not mentioned in the advertisement then we general people will be harrased. Moreover they are telling that it is not possible for us to give loans without the papers what we have asked for. Strange!!!!!! You are just replying through mail but in reallity different storites are going on.
      Should I give the nos. of the concerned Bank managers ? It may be a big issue afterwards. Kindly do the needful.

  171. Iwantnt to start my own business (namkin retail selling for door to door for khargone dist). The approximately expenditure will be Rs. 4 lacs(I want to purchase namkin making machine) Can I get the loan for this amount under MUDRA YOJNA. Please let me know.

  172. Dear Concerned,

    Please let me know if i want apply for Mudra loan it is necessary project should be nearest Bank Branch.

  173. Dear sir I want loan for vehical please sent all details of eligibility of loan and interest rates and loan

  174. What are the procedures to be followed to get the Mudra Loan of Rs.5.00 Lakhs and also the documents to be required? please suggest which bank is convenient to get the same?

  175. I am a service holder . I want to avail the loan against my salary. Can I get it ??? Let me know the formalities to avail the same, please.

  176. Sushant Kumar singh

    Dear Sir,
    I want start to our own internet supply work. But i have not won property, so how can issue loan for my work and guide for me who’s document submit for loan

  177. Hi,
    I just visited my Local SBI where I have an operational account and inquired about the Mudra loan I am seeking for starting a dealership/sub-distributorship of surveillance equipments namely , CCTV, Video Door Bell , DVR and so forth. The manager informed me that businesses which act like a service provider, such as mine, cannot avail this Mudra Loan. Please clarify , because in this article it not mentioned anywhere that certain type of businesses can’t avail this scheme which was conceptualized by our Honorable Prime Minister to bolster business and self sustainability of unemployed youth of the country

    Awaiting you response,
    Warm Regards,

  178. Dear sir…I m a businessman….this time market in too down….therefore I need a loan from bank…I summit all documents but bank stuff said ur loan will not pass without commission….. Tell me sir wt to do me…..

  179. Dear Sir,

    Iam from Thrissur Dt. of Kerala state. I have a taxi vehicle which is 2009 model running on a contract basis. Now my contractor asked me to replace the vehicle with a new one. Am I able to get finance under MUDRA yojna?. If yes, what are the process to avail it?

  180. Dear sir my name is leela shankar i have well small lathi machiness bussiness plesce give 10 lacks mudra loans sir

  181. I have applied for Mudra Loan in Indian Overseas Bank (IOB) Bhingar Dist: Thane State:Maharashtra. For Rs. 500000/- and the file was rejected by Bank Manager. While I have submitted all the documents which said by him and also spend Rs. 3000/- for collection of documents and project report. Now Bank Manager said to give Rs.15000/-. then I will clear the loan file of Rs.500000/-.
    Please tell me what can I do.
    Please Help me…….Loan Purpose For Products Marketing

  182. Hello sir,
    my mane is Nikhil Jaware and, I am from Achalpur, Maharashtra, India 444806.
    I was gone in my city branch of bank and they told me his bank give me an only 10,000 rs
    to start my business but my requirement is more will you please contact about this.
    or solve my query,

    Worm Regard
    Nikhil Jaware

    • vinay kumar jain

      Its true that the rural areas banks are not so interested in this scheme. i have an S.B.account in my nearest bank named SHREYS GRAMIN BANK OF ARYAVART Branch situated in awagarh branch code BKID0ARYAGB . i contract in branch and submitted all documents. for shishu yojna. than Branch staff asked me to provide two guarantee. but i have none person like his who have an account in same branch with property holder proof. what can i do in this condition.
      please guide me about next.

  183. hi,

    I am working in sales department of a startup organisation and wants to start my own Bakery Shop in Delhi and i also have a complete project report. My concern is in this scheme can i get the loan or not. If yes then whats is the process?

  184. Please Suggests us that hw to take loan in mudra loan for our Bussiness Growth

  185. Mahendra kumar bunkar

    actually I wants to start one small business regarding mobile shop & repair
    I have account in SBI bank.
    Can I get loan sir

    • do you have any prior business experience? if no then it will be hard for you to convince bank to give you this loan.

  186. Nirmala sir i want to get this loan so l
    Please inform me when it’s form has come

  187. sir, i dont have current account not even ITR, can i avail loan under mudra yojna, as i m running a small business of printing from last 4 years to boost up my business.

  188. nanhe kumar kanaujiya

    dear sir
    i am a small business person, i started a small own marketing co. and i want some for m marketing
    i want 10 lack rs. but bank’s are not respond. i have all paper n document but they said “Jao modi se
    unke pad par unse likhwake lao to lone denge” and they approved lone to all rich person which is not required lone.and some our reletives also.
    so sir pls help me for mudra lone.

    nanhe kumar

  189. respected sir,
    we have required loan for frabrication of steel product.please advise me that how can get it and intrest rate.


  190. i need Mudra loan but Bank not support plz inform me What to do ?


  192. Sir, I am Deepak Singh,a student of MBA final semester and my family background is Business of Plastic Manufacturing, that’s why I also want to start-up my own Business plant of Plastic Recycling for which I required some financial spport so let me know that can I apply for “PMMY”.
    Thnku Sir

  193. Dear sir I want loan for printing press machine please sent all details of eligibility of loan and interest rates and loan

  194. sir my name is venugopalreddy my nearest bank is canara bank munnangi branch am ask the maneger for mudra loan but they are not notify in mudra side last date tellme sir

  195. Sir,
    I am working in private job sir PMMY say loan lena chahta hu milk ka bissunes

  196. Dear Sir,
    I Am v.l.e of c.s.c Vasudha Kenda in Bihar from 2008 State gov is not given any servises which is commited. At this time i suffering from mony crisis my private loan is 4.5 lakh on 4% so i want 10 lakhs loan by pmmy is it possible tell me frankly & my bank civil report is also defected. please help me.

  197. Sir,
    I want to start a ice cream distribution agency. Can I get collateral free loan under cgtmse.

    Abhilash k

  198. Namaste sir,
    I am interested to start a small scale insecticide plant, need Tarun loan, for this loan, asset surity is needed? Or only project plan is enough? Please inform me about this….
    Thank you

  199. Sir I have to start poultry forms of 10000 chiks (BIRDS) and wants to earn my livelihood in better manner

  200. Dear sir I open mobile shop but my bank mudra loan no provide pleas help me thank you
    Sbi ferozepur jhirka distt mewat haryana
    Gramin bank biwan teh ferozepur jhirka mewat

  201. Hello,sir
    I want to expand my own tours and travels and cabs so can I apply mudra yojan and I need 10 lakhs can I get this loan and I have a a/c holder in hdfc bank can this bank have this facility or if not which bank is better to approach please tell me

  202. udeshangbhai chauhan

    Dear sir mere pas ghar len he par mere pas pese ki kami he aap kuche madat karege asei meri subha kamna he thank you….

  203. Sir my account is in canara bank and ihave applied for mudra loan they have corporated me they have done all the process of the loan i have submitted quotation, pan card aadhar card shop license shop agreement to the bank my first step is completed but i want to know the loan amount is given . is it given by dd or mudra card please help me sir

  204. Dear air i want to open a restaurant please suggest me how to get this loan and also tell me that am i able to get this loan under pmmy.

  205. Dear sir, I m Mr Pratap bag at- mahalakata, p.o-manpur,p.s-bheden,dist-bargarh,odisha-768104, applying for a mudra loan of Rs.5 lakh now I m continuing with a grossary store for last 6 months but our nearest bank state bank of India, Bheden and cooperative bank not listening any thing and field officer also till not come. sir, I need your help most urgent
    yours faithfully

    Mr Pratap Bag
    mob no-09556000757

  206. Dear Sir

    I want to take a tourist vehicle can i get this loan

  207. sir, i am opening a small business like a stock market sub-broker ship. i need a lone for start it. please reply me as soon as possible.

    • You need to present a proper business plan in front of the banks and also you should have some kind of experience behind you.

  208. Dear sir, I m Mr chandan Parmar At&Po – Jetda, .Tharad,dist-Banaskantha,Gujrarat-385535, applying for a mudra loan of Rs.3 lakh now I m continuing with a grossary store for last 6 months but our nearest bank Dena bank, Tharad and cooperative bank not listening any thing and field officer also till not come. sir, I need your help most urgent
    yours faithfully

  209. My father is running a business of Motor parts and offers repairing and servicing services in addition. I live in Lucknow and enquired about this yojna from many banks whose name were present in the list you have printed on this site. However, they all refused to give loans declaring that they do not follow this yojna. This is injustice being done to us since no bank is ready to listen to us and support. We are a startup and in need of funds, however, every manager has an answer, “We don’t have this Yojna”. I request you to kindly look into it and provide me a solution.

    With Warm Regards,
    Bhawika Lakhani

  210. Dear Sir,
    Home Appliance Service and E-waste Recovery Project.I do not have enough money to run these work.Please suggest me how to apply Mudra Yoganas loan scheme.I finished engineering degree.shall I eligible to get this loan.How to improve my business.

  211. none of the bank is entertaining and none of the bank is ready to give Mudra loan. they suggest to take mortgage loan or else for 5 lacs loan they need 6 lacs FD with them.. how stupid employees if any startup had 6 lacs for FD why they will approach bank for 5 lacs loan… bank should get the fact right. After have all documents, like partnership deed, company pan card, shop act license, only waiting for opening current account as we had decided to open with a bank who will provide us a Mudra loan. ICICI says they dont have authority to give mudra loan despite of showing them ist of bank authorise to give Mudra loan. IDBI is busy in convincing for Mortgage loan or Loan against FD or Insurance Policy. I have many such stories of different banks.. After all this effort what i feel mudra loan is issued to only who has good contact with bank manager or a person who already has existing business account with banks, or only for start ups who has political influence or any of the family member in government offices nothing for a common men.
    Make in India seems only a slogan now or only for govt officials kids & relatives… once again in one more scheme common men gets big zero….
    jai hind

  212. sir, i am opening a small business like a Eye checking Optical shop i need a lone for start it. please reply me as soon as possible.

  213. Dear Sir,

    i have gumasta lenience and i want to buy T permit car for business so plz help us

    Thank you

  214. Sir, I am proprietor of an Advertising Agency and also have a current account in United Bank of India. Can I get 5 lakh of Mudra Loan under PMJDY Scheme ?

    Tuhin Majumdar

  215. my bank is saying that they can’t give mudra loan sepreatly as there is a camp for it they came every month for mudra loan applicants. i want to know that is there any mudra loan camp is running or they just tell me a lie plz help


    Sir I am running small engineering goods manufacturing unit in peenya, so my business going well from two years we have current account in IDBI bank I approached the bank manager he gave me some required documents we arranged everything visited the bank he told me that we are temporarily stopped according to govt. Guidelines from that to till today after 4 months giving same reason not taken our application what to do you people playing with us we lost 10000 for preparing documents continueously calling for customer care always busy


  218. Sanjoy Chakraborty

    I have a computer center in kolkata, Birati. I want to increase this business.
    But, I am really tired to move into various banks SBI (Birati branch, kolkata), PNB (Birati branch,kolkata) etc. They inform not know, you come later.I don’t know why Govt. have no control such Banks. They do not follow the Govt. rule. If bank do not want to give this such loan.Please stop it, no need such advertisement. me and guide me so that i can able to take this opertunity.

    Sanjoy Chakraborty

  219. hello i already have a loan of 15 lack against mortgage property worth 22 lack
    now i want to take mudra loan for my business expansion
    is possible bank give me loan
    only i have a single problem i have many inquiry in CIBIl , that is my negative point
    but in my SBI current account many transaction in dollars and out side country
    can SBI give me mudra loan worth 10 lac
    i want to use it for 6 lack for expansion and 4 lack for salary backup of 1 month
    cas i have many big projects this year.

  220. my name is pramod i want to take loan for bussiness for advertising egency also my account in SBI can i got loan

  221. Dear sir

    I opening a small businesse I have no more monny so please I need a help from mudra

    Thank you

  222. Dear sir,
    i am started computer & mobile sales sarvice shop .so plz provide how to applay loan & what docoments to applay loan


  223. Bhargavi N

    sir, i dont have current account not even ITR, can i avail loan under mudra yojna, as i m running a small business of buti palar so please I need a help from mudra

    Thank you

  224. Dear Sir

    I would like to know whether there is any age limit for availing Mudra loan.
    Also please guide whether Mudra will finance for hotel industry.(ie.Restaurant)

  225. dear sir,
    I want to start my business in textile machine manufacturing process and i have vat ragistration of my company but still i have not sell any machinery to client but i want loan for manufactur two sample machines, for that i have visited most of the banks they told me for documenation they want ITR files but i dont have ITR files its my start up of business. For that what should i do for that please give me some sugeestion.

  226. Can I Elligibale for Mundra Loan if I am Doing Business of Bricks manufacturing?
    and if yes then what is criteria?
    Pls give me details.

  227. Dear sir,
    I asked about Mudra Loan From Bank of Baroda, but their interest is not to give this type of loan they refused my conveyance. Please help me for my Business Starting

  228. Sir my father doing a gold jewellery business from last 25 he give a one shop to me for a business and I want to start diamond jewellery business with silver jewellery in that shop.So I am eligble for this mudra loan and where from I take it.

  229. sandeep suresh pawar

    Hi sir,
    I need a business loan. i want start my small hotel in andheri. i have plan and i am sure, i get profit in this business. so i need Rs 5 lac loan. so what i do.

    Sandeep pawar

  230. Sisira kumar sahoo

    Hello Sir,
    I want to start a business like Cyber Cafe, can i take a loan from Mudra bank for glorious my future.

  231. hi sir
    i want a bussnies loan . i want start my seprate bussnies like mobile ,computer repair sale purchase… i have already own shop.. but i want to start seprate bussnies.
    i get profit this plz i need only 60000 rs loan only..

    suraj gupta

  232. Hello Sir,
    I want to start a business like photostate &DTP shop, can i take a loan from Mudra bank for glorious my future.

  233. Dear sir,

    I would like to start a goat farm of max 10 goats. Farming business will be approved under the Mudra scheam?. I need 1 lk maximum to by Goats and for the shelter and Can i apply for multiple businesses?
    Kinldy advice thank you

  234. Sir, I want to start two wheeler dealership so how much loan amount has been sanction total cost of starting business is13 Lacs I have 5 Lac cash in hand i want 8 Lac loan. and tell me rate of interest also.
    or where i have to contact.

  235. Dear Sir,
    I want to start a business like Educational institution, can i take loan from Mudra bank. I have also APY account . If Yes then give me detail guidlines

  236. sir, i have sbi,axis bank,andhrabank i am running csc ( Commen Serivce Center ),i have contacted so many time to bank they r telling after 2 mounths but there is no service becuse of i have rental agreement of shop i have local proof i have deposted amount but sbi is did not giving any information sir pls book them a complaint them becuse they r giving higer officals who did big business

  237. sir, i dont have current account not even ITR, can i avail loan under mudra yojna, as i m running a small business of buti palar so please I need a help from mudra

    Thank you

  238. Dear Sir,

    I m a graphic designer and want to start my printing press in Darbhanga from initial stage, when I call for machine, machine cost is of around 7 lakhs, Plz help me how I get Mudra Tarun level benefit of 10 lakh loan, I swear I will pay all money.

  239. Krishnan nair K.P.

    Dear Sir,
    I am planning to start Dog Kennel(Shelter for Dogs) and paper plate manufacturing unit. Can I get Mudra Loan facility for running capital. Machinery purchase & building(rental) will be done by me

  240. Anil kumar maurya

    सर प्रणाम
    मेरा नाम अनिल कुमार मौर्य पिता जी का नाम श्री संग्राम मौर्य सर मेरे पिता जी आटाचक्की सरसो तेल कोल्हू की दुकान है सर क,स्टमर का काम करते है सर हम लोग बिजनेस को और बढाना’ चाहते है जैसे गल्ला मन्डी से, सरसो गेहू दाल आदि लाकर पिसाइ पेराइ करके मार्केट मे दुकान दुकान पर सप्लाइ, देना ,,,चाहता हु और कुछ नए मशीन भी लेना ह सर इस काम के लिये मेरे पास उतने पैसे नही है सर मुद्रालोन के लिये अपने गाव के यूनियन बैंक आफ इन्डिया गये थे वहा के bank


  241. poola lakshmaiah

    Dear sir my name is P.LAKSHMAIAH I am from ahalyapuram, panyam mandal, kurnol destrict in andhra pradesh.Sir i want and i need loan. i have Buffalo and ox’s business.i went to andhra pragathi gramina bank in nandivargam branch but not responding andhra pragathi gramina bank … please respond and help me sir…
    thanking sir…..

  242. sir my neme sarvesh kumar r mudra yojna, as i m running a small business of elektranis and computer so please I need a help from mudraloan camp is running or they just tell me a lie plz help

  243. Shailendra kumar

    Dear sir I m regular coustmer in SBI bank. And I need purpose mudra loan call me and check my saving account transactions

  244. Dear sir,
    I am a customer of state bank of india for the last 3 years , as well as i am subscribed as the customer service point(csp) of the bank but still they are refusing to give me the pradhan mantri mudra yojana form .I am going to use the loan amount for betterment of my customer service point (csp) my loan amount is of 10 lakh INR, as well as my other account is registered in HDFC bank but even they are refusing to give me the loan.
    It is my humble requested from you to pay some attention towards my request.

    Anoop verma

  245. Hello Sir,
    I have just now started business and wanted some loan around 2-3 lac to grow it.
    As you have mentioned that this MUDRA scheme under KISHOR is for “Funds in the range of Rs 50,000 and Rs 5 lakh. This section of entrepreneurs would belong to either those who have already started their business and want additional funds to mobile the business or those who simply require this much of money to start up their businesses.” So i contacted to the nearest SBI branch and asked them about it then they told me that without ITR filed i cannot apply for the loan.
    To file an ITR business must be atleast 1 year old, then how can you say that it is for START-UPS. I can even provide you the details of branch. Also in others branches i contacted some isisted to open account with them some told me they don’t know about it and some straightway told me to go to the branch where i have my account. This is really cheating.

  246. Dear sir,
    I want to start a new mobile phones shop near our area .can I get mudra loan for my small business .
    Sir please help me and give some advice to me .
    Which documents are want in the bank

  247. Sanket Kulkarni

    Dear sir
    I am a proprietor of EYELINE PICTURES a Motion Picture and Photography Production house.

    Kindly guide me to apply loan in PMMY.

    My business is one year old and has Current bank account.

    Please do provide me the Procedure and documents required.

    Thank You

  248. I have had a Computer Institute, I am prepare the Government project NDLM. I want to buy some many Computer & Other Machine. So I want to be Rs. 2 lakh loan for Mudra Yojana.
    Please Help me .
    Thank you!

    Regards :
    Ashik Mallik

  249. Satvinder Singh

    I want to apply the PMJDY for opening the General Merchant shop can i apply

  250. Bank of Maharashtra Manager is ready to give 1 lakh of Mudra loan but i need 3 lakh of Mudra Loan but he is not ready to approve for 3 lakh for mudra loan, He is ready to sanction 2.5 lakh of cash credit from bank of maharashtra itself.

    what will be solution for this?

  251. Sir,
    I recently heard about ‘Pradhan Mantri Mudra Yojana’.I thought that it was a great plan and I approached my nearest SBT bank.I enquired about it to the manager and he told me that i had to have a CURRENT ACCOUNT with their bank for availing me a loan.I am not a very wealthy businessman and I am just planning to develop my business.I already have a SB account with the bank.Starting another current account seems to be a problem.So I kindly ask you to enquire about this matter and reply to my grieve.


  252. dear sir I have ITI beautician Deploma & I have a small Beauty parlour near my home but I want buying some equipment so i need loan . and after there I want starting a institute kindly give me loan

  253. Ranjan kumar Biswal

    sir /Madam.
    I have a existing unit of Industrial Training Centre named Annapurna ITC since 2008.
    I want to setup a extra unit and a production centre which will help me and others a new opportunities. please provide me the proper guidelines towards the project.
    kindly treat this as urgent requirement.
    Thanking you.

  254. i need mudra loan but my bank of india jharkhand high court branch said that u could get loan.plz sir help i want go start my own bussiness

  255. Dear Sir
    I want Mundra Loan For Develop My Patty Shop To Provision store.
    I asked our Bank Of Indian Mariyamanahalli Branch, Filed officer total to me this year target is over.
    Plz give guidelines for take loan..

    Thank u

  256. i need mudra loan but my bank Corporation bank, Jalpaiguri,West Bengal said that Mudra Loan is Stop now. plz sir help i want progress of my own bussiness.


    Dear sir,
    i have start to small bussiness mobile shop with xerox matchine in our area but i can’t do thise because i am very poor, so please can you help me

  258. Sapandeep Chugh

    Dear Team

    I want to know that any security like registry of Land, House or Shop is Compulsory for Mudra Loan.

  259. I want to buy a another shop attached with my old existing shop. My purpose of buying this shop for expanding my existing business.. can i get 5lac from bob in chittorgarh.rajasthan

  260. Dear Sir/Mam,

    My family are middle class & i want to take kishor mudra loan for start a business.
    I have also contact to Rajasthan Gramin Baroda Bank Manager but there is not any reparable response.
    so please help me.

    Regard & Thanks

  261. dear sir,

    i want to buy a commercial car T permit for please help me how i will get and what are the procedure

    the cost goes around 6 lacs on road Tata indigo LX


  263. dear sir i want need that loan because i have open a retail shop and take all expense in my house by me i need that money sir but how to get this facility sir i am totally dipress

  264. I need mudra loan for video editing setup. With this setup i run advertising agency also. I need 9 yo 10 lack rupey amount for technical setup. Which bank support me in seoni malwa distict hoshangabad. State madhya pradesh


    My wife is doing the business of saling sarees in Kolkata. She has tread licence also. She requires more money ( around 6 L ) to expand her business. I visited several bank managers e.g- Union bank , Canara Bank, United bank of india . They all told me that she requires three years balance sheet, IT report etc. I repeatedly asked them that nothing is required mentioned in the advertisement.They all discouraging to take loan . I need help. Pls conatct me at 9831707041

  266. Sir I want to purchase a tata hyva so I wnt a pm mudra loan ashok sir plz wht can I do for pmmudraloan sor plzzz sir

  267. Greetings to you sir,
    Need a loan to startup a solar company for the residential roof top and heating purpose. I had completed my graduation in Electrical engineering, I Need a loan of 10 lakhs, am I eligible for MUDRA loan under startup company?

  268. Pankaj Sonawane

    Hello Sir,
    My name is Pankaj Sonawane. I am From Malegaon Dist- Nashik, Maharashtra-423203,
    I have current account in bank Of India from last 2 years. There are several transactions from last two years.
    But now days i have to expand my business i have started solar business and i need loan for it. government started very good yojna. but my bank manager not supporting me. when i apply for load he said u just collect documents and i collected all but now he is saying not possible. i have all require documents but still he is not ready. please suggent me what to do?

  269. Pls ensure your mudra loan scheme is working properly, many banks deny by saying it’s a bullshit thrown by our PM n the banks r not interested in any such loans,I personally visited banks like BOB Hdfc no one is even aware of our mudra loan,if u want I can send u the videos of various branch managers denying for mudra loan.

  270. Dear Sir,
    I am Planning to start a LPG Gas Agency .
    Can you Please tell how much Loan will be Sanctioned or what are the Document Required for the Same
    .is Collateral Security is required .

  271. Sir/Madam,
    I am from OBC category, i completed Beauty Parlour Course, so i want to establish a Beauty Parlour in Nagaon,Assam, I opened a bank account in SBI Branch under PM JAN DHANI YOJANA. But I am belongs from a poor family so it could nt possible for me to invest money for to open a Beauty Parlour, I always think for a self dependent women with my own skilled work. So humble request to any possibility for avail this PM Mudra Loan towards my Jan Dhan Account,I will be very grateful. For all details procedures Do the needful. .
    Thanks & Regards…
    Priyanka Das
    Sankar Mission Road.Opposite Nagaon ITI College.
    Nagaon. Assam. Pin-782003

  272. prathviraj singh

    hello sir
    i want to start my resaturant in highway so was the process of loan.i need 8-10 lakh

  273. dear respected sir,
    i am working (where is my small business ) 45 km from my village.i want to require Mudra loan from PMMY. Please tell me, where i contact for loan ( i mean where is my small business otherwise my villages nearest bank ).
    with best wishes

  274. dear sir,
    I am planning for a sericulture farming project. It requires 3 lakhs.Am i Eligible to get loan under this scheme?

  275. We are into pharma trading and ours is pvt ltd co. operating for last 4 years , need working capital tried under mudra kishore yojna, visited all banks (sbi/kvb/allahabad/canara/andhra) none of the managers shown interest atleast looking into our papers / documents, simply rejected stating the reason that they will give only for their existing customers or asking collateral. If so, why so much publicity by govt as it is collateral free. The response from bank managers was very very poor, atleast they should look into the application and should take the call whether to accept or reject.

    can you guide us on this ???




  277. Hi…My wife wants to start a new business of Fruit Juice corner…Can she get MUDRA loan? & if Yes what is the process for the same?

  278. Dear respected sir I want start polatry farm up to twenty thousands capacity and next have packed chiken supply in market,can I get the mudra loan and what documents required for that.

  279. Dear Sir,
    I am Planning to building material supple to be started.
    Can you Please tell how much Loan will be Sanctioned or what are the Document Required for the Same
    .is Collateral Security is required.


  280. l want to start new business please help me yojna loan l am handicapped person

  281. manas ranjan sutar

    sir i sri msnas ranjan sutar i do a small business in cuttack. i am a existing customer of sbi. i want a business loan under mudra kishore yojna, but bank not gave loan. please suggest me what to do?

  282. Respected sir,
    I want mudra loan for starting a Auto taxi (motor cab , TATA IRIS)service.So please help to buying a tata iris motor cab for mudra loan scheme.pls reply Sir….

  283. Dear Sir,
    I want start our business for retail of Construction material. where we apply for Loan against Mudra Yojna.

    • Yes, you are eligible for the same, please contact to your nearby branch of bank from where you want to take the loan

  284. Sir I am planning for a small stationary shop. It requires 1 lakhs.Am i Eligible to get loan under this scheme?

  285. Thank’s of PM of India,because of mudra tarun loan scheme.l want started wholesale cloth shop business.l was already contact to B/M state bank of India Haida Nagar this loan,but bank not agree my loan.
    I’m Ajay prasad Bank Road, Haida Nagar, Palamau, Jharkhand,822115.I’m customer of sbi last 25-30 yr. I have gone to bank for mudra trun loan, pl.sanction under the scheme of mudra PM, My Bank A/C No.31218151884 State Bank of India Haida Nagar, Branch Code 03154.

  286. Sir jya vyaktila yachi aatyant garaj ashyana karz n deta yat vashilebaji chalu ahe mhanje loan berojgar ahe jyana kharach buisiness karayach ahe ashyana n deta tyana n deta shifarasivar dile jat ahe te me geli 5 mahine houn geli file banket submitted keli ahe keli file tasich ahe padun karan majyakad shifarus nahi mothya mansachi he yujna nakki berojgarasati ahe na ha prashna padla help me

  287. Hai,

    I Have salary account in Indusind bank and i need personal loan in mudra loan. Kindly send what are the formalities to get loan.


  288. Dear Sir,
    I am Rajeev 40year from south part of Kerala.I am a Cancer recovered person,I have a success business plan in “Fast food Restaurant service”as well as I am having 14years of work experience in the hotel industry.I have no more assets to give a collateral security for a bank loan,also my business is planing to start in rental shop.Kindly give me some reliable information.
    Thanking you
    Rajeev g nair
    +91 9544 83 7703

  289. Dear Sir,
    I want start our business for retail of Construction material. where we apply for Loan against Mudra number-9213835740,9250511102

  290. Sir what’s the last date for MUDRA LOAN

    • there is no last date as such for getting this loan. It all depends how much money Mudra banks are left for each financial year.

  291. Hai,

    I am currently running a manufacturing unit. We have opened an OD account of limit 52 lakhs from Canara Bank. Is it possible to convert or include this OD under MUDRA Scheme? Is there any benefit for doing this?

  292. annasaheb manvat

    i want to start my own business how to get mudra loan what is eligibility for that.I wnat to start jwellery business. my contact number is-7039670990

  293. Dear Sir,

    I am an Electrical Engineer and a ISO-Lead Auditor, with 26 years industrial engineering experience.

    I have a proven-project-plan to establish an international-level Bakery (at par with international quality standards).

    personally, I have developed a design for main equipment of the bakery (1-300 degree C – temprature controlled oven) and I am sure that we can make/manufacture this main equipment Indigenously. ( I have done this for “Morning-bakery”, which has 35 outlets at present in Indonesia)

    The market price of the designed Oven would be too high to purchase ( @ 2.5 lacs Rs).

    The land requirement is @ 1000 sq.ft.
    Furniture+other electrical accessories would be @ 2 lac rs.

    In this matter I would like to know whom-&-how to approach for financial assistance (for land & machinary) and thus the realization of this project.

    ** In initial stage, this porject would creat an regular employment oppertunity for 10-12 persons.

    Your reply in this matter would be appreciated.

    with best wishes,

    Mr. Shiney Abraham,

    99740 37368

  294. Dear Sir,

    Need a loan to startup a solar company for the residential roof top and heating purpose. I had completed my graduation in Electrical engineering, I Need a loan of 10 lakhs, am I eligible for MUDRA loan under startup company?


    Dear sir
    I am BIPAD TARAN MANDAL .i want loan for opening Computer hardware/networking & other business.
    witch document required for Mudra Loan Yojana.
    plz send sir.

  296. Dear Sir,

    I want to be take loan from Mudra Bank but i have not any business experience. i continuously working with cor prate last 8 year now i want to be start my owned Business. so kindly guide and suggest me..

  297. Dear Sir,

    I want start dress material retail shop. Kindly suggest where we apply for Loan against Mudra Yojna & what documents require for this.

    Pls. Reply ASAP


  298. I visited many of banks at Lucknow but none of bank is ready to provide information. they use to say that the target is fulfilled and now scheme is over. Help me to getting a loan of between 1 to 2 lakhs only . I am in the business of computer hardware selling and in software training also.

  299. sir, my bank was saying that they can only provide sishu loan not above that and for that i have to wait as there is camp for mudra loan. My bank was in the prime location in patna in bailey road and i know they have provided many loans from their bank to big companies. plzz suggest what should i do as i have started ma flower shop in oct2015 and want loan of 5lakh to expand it as my business is running very well.

  300. I have propritership buisness . in chhattishgarh city– durg, i went Andhara bank for kishor loan . they said me kishor loan is not started yet. i have all documents… pls help me to provide loan.

  301. Mrs yogita sudhir patil

    Dear sir,
    I have a business of steel trading in the name of Y.S.P. TRADERS we are mainly catering with O.E.M.;s
    I supply material to mainly factories now i require 10 lakh loan from mudra bank to expand my business i am mainly dealing with karnataka bank ltd . I am situated in BELGAUM /KARNATAKA. Where should i approach for the same.

  302. iwant a loan for rs 1500000 for making school/ toilets under swach bharat abhiyan immediately pls reply urgently ramit verma

  303. sir i had tried for mudra yojana in mudra bank of Maharashtra and sbi
    but none of them is helping me out
    they don’t take it as a serious issue
    they don’t show their keen interest in giving any info regarding mudra yojna
    need help..

  304. Hello sir
    I’m raghunath singh from hyderabad ts. Actually I have account in iob . I’m in press line now I’m looking forward for my own business of eco solvent printing machine . I’m looking for loan of rupee 700000 to 10 lacs so I can setup. But from last 8 months I’m facing problem pmdjy. So how we can get a loan even we are asking them for personal loan in Indianoverseas bank . Their are not even response for that also then how a common person can serve .kindly give us governance to get a loan if you want my pan no ill give all documents

  305. Ramakant Ishwar Katakdhond

    Can i apply PMMY loan from Union bank, If yes then how ?
    If no then what is the other way to apply for loan from other bank ?

  306. dear sir i am trilok Singh from ramganjmandi dist kota Rajasthan I have a dream to open a big smartphone shop in ramganjmandi so please help me

  307. Sir my name is fenix from kerala.but am started business in cochin but banks not provide mudra loan.i have all documents..mudra loan provide only rich peoples..

  308. I am share broker (sub brokership).I have my business from last one year.Now i want to span and grow my business for that i want to take loan mudra loan upto 3 lakh .Can i eligible ?please mention ..

  309. Respected Sir,
    I am Ahmad Raza from Varanasi, I want to know the details of the mudra loan because i want to start my personal business. So kindly provide me whole details of mudra loan & what is the requirement….

  310. Dear sir i want pradhan mantri mudra loan for opening electrical items business (moduler box, consild Fan box, etc).
    which document required for Mudra Loan Yojana.
    plz send sir. thanks

  311. Hi sir ,
    I am planning start small boutique in delhi so I can apply for loan but my local residence in up.

    And I am planning in delhi??

  312. Rahul sharma tailor mastar

    Dear sir i want pradhan mantri mudra loan for opening tailoring coching santar big and with rojgar ladies and gents work job pless Help sir May nam Rahul sharma from up bharna Dist Hapur D

    Plless sir
    Ph. 9650594360

  313. Sir i contact the iob area branch manager but she told ‘this loan only for sc and st and ladies only not for men’.we need to develop our business how to apply for my husband .pls reply me and anyone loan for men.

  314. Dear Sir, I had approached SBI for a Loan to run My Small Scale Industry but they are asking for collateral i don’t have any, my industry is there for the past 7 years kindly guide me in getting this facility.

  315. Dear sir,

    My name is Ms.Lhamu DOlma and am from Itanagar (Arunachal Pradesh ) I came to know about the prime minister mudra scheme yojna and so would like to get more information regarding the documentation process?? I would also like to know the banks providing mudra loan at my area, Itanagar. Kindly help me with the above queries..

    Thanking you,

    Lhamu dolma.

  316. we want to expand our Paint manufacturing business. Can we got Mudra loan ? and are we eligible for this ?

  317. sir
    i operate computer institute from 7 years and i want to modify this and and also widely so please suggest to me how i can get loan of mudra and what papers are mandatory for this answering to me

  318. sir i need help from mudra yojna to start our new gift shop,so please suggest me what to do.

  319. Sir maine Punjab & sind bank gurgaon guruduwara Road man lon k leye gaya tha jab ye yojna chal rahi thi but unhone mana kar deya tha or bola tha bad main aap ko bolenge. to main kya karu abhi ?

  320. Santosh Kumar Behera

    Dear Sir,
    I want to start a small business, but i have no money to invest so i want to take a loan of amount 50000/- from SBI KHUNTA branch code- 13578 through PMMY, but bank is refuse me again and again to give a loan, sir please help me..

    Thanking You
    Santosh Kumar Behera

  321. sir i need help from mudra yojna to start our redymad garments shop,so please suggest me what to do.

  322. Sir can i get mudra loan to expand my software development firm?

  323. Nilesh. Borate

    Dear sir,
    Sir we are starting new business for transformers manufacturing so suggest to me how I can get lone and what papers required

  324. gurpreet singh

    Sir I have atta chakki….I want take loan for my atta chakki business …plz help me. My area bank manager is not doing anything for me……

  325. सर
    नमस्कार ।
    मेरा नाम अनीता देवी है मै LED lights बनवाने की काम करती हूं । मुझे मुद्रा लोन की आवश्यकता है लेकिन बैंक वाले सिक्योरिटी मांगतेहैं मेरे पास प्रौपर्टी नहीं है मैं सिक्योरिटी कहां से दूं । मुझे मुद्रा लोन दिलवाने का कृपा करें।

  326. Thomas V Varghese

    Dear sir,
    Sir we are starting new business
    for Wedding Studio
    so suggest to me how I can get
    lone and what papers required

  327. Ranvijay pratap patel

    Dear Sir,
    my name is ranvijay pratap patel. i have a ganeral marechant shop already. but I have financeal problem.
    so i want to get bussiness loan by pradhan mantri mudra yojana. please help me.

  328. dear sir,

    i need help mudra loan my wife start the business please help me and suggest query follow.

    Loan approx 3.5 lacks unsecured loan.

    awaiting for your reply.

    thanks & regards

    • Bro, once you start apply this you will come to know the problems. After so much running, you will drop this loan idea. Time is money, so use that time behined your work and make something. This loans are only a political stunt. Just making normal people fools. You can check how many people got the loan. Bullshit. So many have good business ideas, but government will not do anything for them. Making fools by statements.

  329. Sir i want to open a manufacturing unit of metal sheet. Am i eligible for loan i need a loan of approx. 20 lakh.
    Pls suggest me what should i do.

  330. Arun kumar R S

    Dear Sir…

    I am Arun kumar, I m running a business of Digital Colour Press, since last 25 years in this field… I need financial help for additional unit for existing shop, a project worth of Rs. 10 lakhs. I have own shop. kindly help me unsecured loan from Mudra Pradana Mantri Yojana.

    Thank u & awaiting for your positive reply…


  331. Sir,
    I want to open a home goods shop. I need money so that I can start my bussiness. Am I the eligible person to get a loan for that kind of small business? If yes then how can I apply for a loan? And what will be the essential documents which I have to submit? Is a guarantee paper require for this loan?

  332. Sir, I am manab ganguli, I am running a business rice and cow feed shop,since last 5 years. I need financial help for develop my shop about Rs 3 Lacs. My shop is rented .
    Pls help me unsecured loan from pradhan mantri mudra yojana.

    Thanking you and waiting for your answe

  333. padvi karansing

    sir mera medical stor ka buisness hai so me expand karna chahta hu kya mujhe loan mil sakta hai?

  334. Sir I am looking for loan.i am residing in Delhi at rented house & rented office I want to expend my business I don’t have payment so we request you to kindly provide me the loan so that we expend our business.

    S help us & suggest me how to get the loan



  335. Satyandhar Jain

    Dear Sir,
    Is CIBIL score compulsory for Mudra Loan ?

  336. My tamilnadu ka hu mujae mudraloan chahiyae my dj laenae chatha hu loan dejae sir

  337. PM is great always. The truth behind this is, this kind of loan s are issueing for the poor business people in India, but banks and others using this for helping to who have money. Our India government still flop for arranging strict rules against such this thing. And India government is good for who have money. I hate all Indian banks who never helped me and others for getting Mudra Loan. There is no solution for this from government is making me sad and shame to be as a Indian. Other countries are best for living without cash. But still PM concept is good. But who works under him are worst

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