Biju Swasthya kalyan Yojana Odisha (BSKY)

 

Biju Swasthya kalyan Yojana (BSKY) Odisha Healthcare Insurance scheme Universal Health coverage (UHC) Drop Back Assistance, Empanelled Hospital List, Eligibility Criteria, Application Form Process Online/Offline, Cashless Smart Health Card 2018 (Naveen Care) (बिजू स्वास्थ्य कल्याण योजना)

For any nation it is very important to have its citizens in sound state of mind and health as if the citizens lack on the health part then the nation’s growth and prosperity is hampered. In India the health care infrastructure is flaccid due to two major issues that are poverty and over-population.

Considering this problem of healthcare in the nation, both state and central government have decided to take measures to resolve it. This scheme is one such initiative towards betterment of health care infrastructure in India.

Naveen Odisha

Scheme name Biju Swasthya kalyan Yojana/ Odisha healthcare scheme
Launched by CM Naveen Patnaik, Odisha government
Announced on 12th June
Official launch date 15th August
Supervised by Odisha government
Target Improve the overall health care structure of Odisha state
Beneficiary People of Odisha, especially poor people

Key features of the scheme:

  • Advanced and financed by Odisha government: this scheme is developed by the government of Odisha and will be catering to the residents of the state. So all the financial issues will be taken care of by the state.
  • 2 other health associated schemes: other than Biju Swasthya kalyan Yojana, the state has also declared execution of Universal health coverage and Drop back Assistance. These schemes jointly will work towards the betterment of Odisha’s health.
  • Universal Health coverage (UHC): if any patient has to commute to any sub-central state owned hospital from any district then he/she is not required to worry about the cost of treatment. The state government will be funding the treatment of the patient(s) who are getting treated at the public healthcare centres.
  • Drop back assistance: a special scheme has been announced for feeble babies and expecting women. As per the Drop back assistance scheme, all pregnant women and ailing babies will be given Rs 500 if they go to any public health care institute. This money can be utilized for any commutation source to get back to the home after treatment or post-delivery.
  • Financial aid under the scheme: to make sure that everyone in the state receives good health care facilities and treatments, the state government of Odisha has decided to provide health insurance to its residents. Each family living in Odisha will receive an amount up to 5 lakhs from the state government. Apart from this, females will be able to receive 7 lakhs medical coverage under this scheme.
  • Indemnity for treatment:the money received can be utilized by the family members to get any secondary or triennial treatments, as per the scheme.
  • Total number of beneficiaries: this scheme will try to cover 70 lakh families residing in Odisha state. This states that it will provide financial and healthcare assistance to over 3.5 crore people living in Odisha.
  • Number of surgeries – As of now, this medical program will include around 255 operative procedures.

Empaneled hospitals list

people who are getting treatments in government and also private healthcare institutes/hospitals will also be receiving the benefits of this scheme. As of now, 30 such healthcare institutes have been shortlisted by the state.

Such schemes will prove beneficial for people as they will be able to get treatments at low cost and will also receive proper and advanced medical care. This scheme is beneficial especially for the people who belong to economically weaker sections of the society as they can get treated for their ailments without worrying much about the costs of treatments and other related facilities.

Eligibility criteria 

  1. BPL households – Only those people who belong to below poverty level category will be able to apply for this health care scheme.
  2. Income related criterion – People living in the villages will have to prove that they don’t have a yearly income of more than Rs. 40,000. The same income cutoff is Rs. 60,000 for individuals living in cities.
  3. Not for tax payers – In case the people settled in the cities or farmers, living in rural areas, fall under the tax slab, then they will not be able to receive the benefits of this scheme.
  4. Not for salaried individuals – Any individual who is getting a monthly salary, due any professional engagement, will not be able to receive the perks of this scheme.
  5. All beneficiaries of Biju Krushak Kalyan Yojana – As the Biju Krushak Kalyan Yojana was active before the launch of this new scheme, the existing applicants of BKKY will be automatically assimilated under the new program.
  6. Compulsion regarding Aadhar card – Though Aadhar Card is a compulsory ID document, Odisha government has announced that people, applying for this project will get the benefits even if they don’t possess their Aadhar Card. But they will have to get their Aadhar Cards before the completion of one year of this project. Otherwise, they will no longer enjoy the perks.

Documents necessary for the scheme

  1. Residential papers – The scheme will only allow those people to get the benefits, who will be able to furnish their residential certificates.
  2. Aadhar card – Submission of this document is a must for all ID related verifications. In case a person does not have this card yet, he/she must make arrangements to get it before the scheme completes its first year.
  3. BPL certificate – All applicants must submit a photocopy of their BPL certificate to attain the perks of this scheme.
  4. Income certificate – Due to the presence of the income related criterion, individuals applying from villages as well as cities, must submit legal papers, which highlight that they fall within the permissible margin.
  5. Profession related papers – As this scheme will offer health care benefits to poor people, applicants need to submit documents that highlight that these individuals are not earning any regular salary from any organization.

Biju Swasthya Kalyan Yojana Smart Health Card

Under this scheme, state health department will offer selected candidates with health smart cards. These cards were previously used during the launch of Biju Krushak Kalyan Yojana. It has been stated by the state government that people will receive a new health smart card under Biju Swasthya Kalyan Yojana as well. This card is all they require to get cashless medical facilities.

Application form and Registration Procedure

As of now, the respective authority has not released any information regarding the application form or the procedure by which, people will be able to enroll under this unique heath scheme. Once the details are finalized, government will publish the data on its official site. It is estimated that smart card application for this scheme might be similar to that of Biju Krushak Kalyan Yojana.

Budget allocated for the scheme

According to financial department of the state, the successful implementation of this project will require anything between 600 crore and 800 crore. For the time being, this scheme will kick off with Rs. 250 crore.

Update

27/6/2018

A new announcement, from the Chief Minister of Odisha, Naveen Patnaik states that women, living in the state, will receive an increased health care policy, under Biju Swasthya Kalyana Yojana. Earlier, people used to get as much as Rs. 5 lakhs under the scheme. From now on, the amount has been increased to 7 lakhs. No other state has a health care coverage schemes as elaborate as this one. It will be a landmark in the filed of health care in Odisha.

29/6/2018

New health care card – Applicants will also be given smart cards. These cards will contain the details of members of the household, and will help them to receive cashless health care facilities from empaneled hospitals.

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