PM Jan Dhan Yojana facilitates zero balance saving account to those who could never afford to have an account for their daily transactions and savings. Anyone who is an Indian citizen by birth is entitled to open a saving account with any bank in India under the PM Jan Dhan Yojana. This account works more or less the same as a normal account.
The account holder would get numerous facilities along with special ones like getting an accidental claim along with the account. However, one of the most common querries that have arisen after launch of PM Jan Dhan Yojana is that whether an account holder would get a cheque book as similar to normal saving account and the answer to this is:
Can we get a cheque book in PM Jan Dhan Yojana Account?
NO, there is no cheque book issued to the account holder under this scheme. However, since this is treated as a general saving account, anyone who wishes to use a cheque book with this account would have to maintain a minimum balance in the account, as per the particular bank rules.
We hope the above information has been able to cater to your specific query!
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